Enhance your returns and protect your principal.

Who Should Invest

  • You want to enhance your returns via foreign exchange market performance.
  • You are looking for principal protection.
  • You prefer a short to medium investment tenure and have no interim liquidity needs.

How to Invest

  • The bank provides various investment strategies linking investment return with FX market trends.
  • Sign up to a term sheet if the investment strategy meets your FX market view.
  • The bank calculates your return on investment on the fixing date based on a pre-agreed calculation, and repays the principle plus yield on the date of maturity.

Example

Principle Protected Currency Link Investment (Tranche ID: CLS200624)

Investment Currency USD
Reference Currency Pair EUR/USD
Investment Term 3 months
Trade Date / Time 11 July 2006 / 16:00
Fixing Date / Time 11 October 2006 / 14:00
Reference Exchange Rate Spot rate at the time of trade
Reference Range Upper barrier: reference exchange rate + 0.0750
Lower barrier: reference exchange rate - 0.0250
Expected Maximum Return 7.00% p.a.
Scenarios Analysis

For a USD20,000 investment

  Market Performance Rate of Return Yield to Maturity
Scenario 1 The spot rate stays within the reference range during the period between the trade and fixing times 7.00% p.a. USD20,000 x 7% x 92/360 = USD357.78
Scenario 2 The spot rate jumps out of the reference range during the period between the trade and fixing times, but falls back into the reference range at fixing time 5.00% p.a. USD20,000 x 5% x 92/360 = USD255.56
Scenario 3 Scenarios excluding the above 0.00% p.a. USD0

Important Information

Friendly Reminder: Any information about individual Wealth Management products offered by Standard Chartered Bank (China) Limited ("Bank") is subject to announcement on the Bank's official website.

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