Increase your yield over the medium to long-term while protecting your principal.

Who Should Invest

  • You want to enhance your returns via interest rate market performance.
  • You are looking for principal protection.
  • You prefer a medium to long investment tenure and have no interim liquidity needs.

How to Invest

  • The bank provides various investment strategies linking investment return with interest rate market trends.
  • Sign up to a term sheet if the investment strategy meets your interest rate market view.
  • The bank distributes your return on investment on the coupon payment date based on a pre-agreed calculation, and repays the principal on the date of maturity.

Example

Principal Protected Interest Rate Link Investment (Tranche ID: MLS200605)

Investment Currency USD
Reference Interest Rate USD 3-month LIBOR
Investment Term 6 months
Trade Date 22 August 2006
Reference Range 5.30% <= reference interest rate <= 6.35%
Rate of Return 5.1% p.a. x actual number of reset days in the relevant investment period / actual number of reset days in the relevant investment period
Yield Payment Dates Every 3 months
Scenarios Analysis

Let's take the 1st quarter as an example for yield illustration of a USD20,000 investment.

  Scenarios Annualised Rate of Return Quarterly Yields Earned
Scenario 1 The reference rate stays within range for 60 trade days 60/60 x 5.1% = 5.1% 5.1 x USD20,000/4 = USD255
Scenario 2 The reference rate stays within range for 40 trade days 40/60 x 5.1% = 3.4% 3.4% x USD20,000/4 = USD170
Scenario 3 The reference rate stays outside range for 60 trade days 0.00% USD0

Important Information

Friendly Reminder: Any information about individual Wealth Management products offered by Standard Chartered Bank (China) Limited ("Bank") is subject to announcement on the Bank's official website.

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