Car insurance

Standard Chartered Car Insurance - FAQs

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(Instalment plan)
Buy your Car Insurance online Standard Chartered Bank has partnered with AXA Insurance, one of the most trusted non-life insurers in the region, to offer you a fast and convenient way to purchase your car insurance online.

Car Insurance - FAQs
Am I eligible for Standard Chartered Car Insurance? You can enjoy Standard Chartered Car Insurance if:
  • You are a UAE resident
  • Drivers who are between 25 years old and 65 years old
  • Drivers with minimum 1 year UAE driving license or 2 years from transferable countries
  • Vehicles registered in individuals name for personal use
  • Vehicle less than 10 years old from first registration
Why do I need 13 months of insurance? United Arab Emirates traffic department require a 13 month insurance certificate each time you register or renew a vehicle registration. You will be provided with a 12 months registration and given a one-month grace period to re-register the following year.
What factors affect my insurance premium? Several factors are used to estimate your insurance premium. Amongst these factors are the age of the driver, length of driving experience, claims history, location, vehicle value and type. Can I transfer the insurance cover to the new owner when I sell my car? Your insurance premium is determined based on your profile; it is not possible to simply transfer insurance cover from one driver to another. Your existing policy will be cancelled. The new vehicle owner will then be required to buy a new insurance policy for registration purposes. What garages will be used to repair my car? Your vehicle will be repaired at the vehicle's authorised dealership, if you have selected Agency Repairs. Alternatively, AXA will select one of its own authorised repairers.
How does Standard Chartered Car Insurance differ from other car insurance products?
Standard Chartered Car Insurance is provided by AXA. AXA is the largest international general insurance provider in the region. AXA provides one of the highest levels of car protection in the Middle East - combined with the security and service standards of a large international operation, 24-hour accident recovery, guaranteed repairs and extended opening hours. Am I protected for off-road damage? Your insurance policy automatically covers cars with off-road capability when driven off-road. The cover will only be applicable as long as you are not using your vehicle in a race or competitive event. This benefit is not applicable for Motor Select customers.
Terms and Conditions *You can buy your insurance policy within 5 minutes depending upon your and the insurance provider's system capability along with the required information. Insurance policy will only be issued after all the required documents have been received and are correct and accurate. These documents are subject to manual verification by AXA Insurance and should be submitted within the opening hours of AXA's call centre.

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