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Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

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Introducing the Shariah-compliant zero-fee credit card

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Introducing the Shariah-compliant zero-fee credit card

Introducing Saadiq Platinum

You’ll never be charged over-limit, cash advance or late payment fees. This internationally recognised credit card comes packed with exclusive travel perks, and privileges to suit your lifestyle. It’s easy to use and complements your beliefs.

Credit Card Features

Get even more with your Saadiq Platinum Credit Card.

Airport Lounge Access

For more information and terms and conditions, please download the LoungeKey app on iOS or Android.

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Live the Good Life everday

The Good Life is what you make of it. Enjoy over 100 exciting card offers and privileges from dining, to shopping to lifestyle benefits.

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Mobile Payments

No need to put away your phone and look for your wallet. Tap your Phone on terminals that support contactless payments and pay with Apple Pay or Samsung Pay.

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3D SecureTM

Enjoy peace of mind when making online purchases, thanks to 3D SecureTM, powered by Visa and Mastercard.

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Shop Smart with SC MasterPass™

Enjoy total shopping convenience with SC MasterPass, the digital wallet that stores your credit card payment and shipping details.

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Fees & Charges

Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (where applicable) effective 1 January 2018. Tax implications on above fees and charges may be subject to change.

Details Charges
Annual fee for new customers AED 300 (first year free)
Annual Fee for Supplementary card(s) Free (AED 150 from 5th card onwards)
Profit Rate- Retail 3.25% per month
Late Payment Fee AED 0
Over Limit Fee AED 0
Cash Advance Fee AED 0
 *You will be charged profit rate on the revolved amount.For more details on all other applicable fees and charges, Please click here.

Eligibility & Documents

ELIGIBILITY

  • Age 21 to 60 years old
  • Minimum Monthly Income AED 5,000

DOCUMENTS REQUIRED

  • Copy of Emirates ID / Passport and Visa copy
  • Salary Transfer Letter or Bank Statement/Salary Certificate

    Refer to application form for details

FAQs

Disclaimer

Credit Cards are issued at the sole discretion of the Bank and subject to the Bank’s approval criteria.

Standard Chartered Bank is not responsible for the content, security, operation, or use of any Third Party Sites (App) or the products or services that may be offered or obtained through them.