Your passion for travel and the finer things in life now has the perfect companion. The Saadiq Platinum Credit Card comes packed with exclusive privileges to suit your unique lifestyle and with international acceptance.

The Saadiq Platinum Credit Card gives you:

  • The best credit card rewards programme – 360° Rewards, with a wide range of gifts to be selected for your collected points
  • Buy-One-Get-One-Free offers at Tim Hortons, Caribou Coffee and Cold Stone Creamery
  • Hundreds of unbeatable offers to reward you when you use the card

Saadiq Platinum 360° Rewards

The Saadiq Platinum Credit Card brings you 360° Rewards, the best credit card rewards programme in the UAE. Viewing, managing and redeeming your Rewards Points is easy using the convenient online platform. You can choose from a wide range of items including electronics, fashion, lifestyle, travel and much more.

How to Earn 360° Rewards Points?

Earn Rewards Points for all transactions using Saadiq Platinum Credit Card on local, international and online purchases.

Amount Spent Points Earned *
$1 within the UAE 2
$1 outside the UAE 2

*Terms and condition apply.Click here to find out more.

How to redeem your 360° Rewards Points?

Over 200 items, ranging from electronics to travel and much more. Redeem your Rewards Points on our online redemption catalogue. Click here to know more.

Freedom to choose your travel rewards


The Standard Chartered travel rewards partner,, offers a reliable One-Stop-Service for you to find the best value on flights, hotel rooms, holiday packages, sightseeing tours as well as theme park tickets. Use your 360° Rewards Points to make a travel booking from a selection of over 200,000 hotels and resorts worldwide, promotional airfares for over 500 major airlines and worldwide tour packages.

Rewards Partners

You’ve earned the points, now it’s time to indulge yourself – we have hundreds of the best brands in the world waiting for you. Here are some of the leading brands available in the 360° Rewards Programme:

Airport lounge access

Now every time you travel, you have the option to travel in comfort while relaxing at some of the best airport lounges. You have access to lounges courtesy of MasterCard. For a list of MasterCard Lounges please visit

*Only applicable for MasterCard Platinum credit card holders. Lounge terms and conditions apply.

Perks and Benefits

For your taste buds
Caribou Coffee
Sip on a free** cup of coffee at Caribou

Purchase a cup of fresh brew with your card, and treat a friend to a complimentary cup.

Tim Hotton
Enjoy a complimentary cup of coffee at Tim Hortons

Take a break with a cup of coffee, and get another cup for a friend, free** of charge.

Cold Stone
Sweet tooth? Cold Stone has you covered

Indulge in not one, but two ice cream creations at Cold Stone Creamery for the price of one** when you use your card.

Your card comes loaded with a variety of privileges, including:

  • Dining
  • Retail
  • Electronics
  • Travel

And much more. For a full list, visit or download the Breeze UAE app on your smartphone.

Even more rewards with Priceless Arabia

Priceless Arabia gives you direct access to a variety of packages including restaurants, hotels and much more, tailored exclusively for MasterCard Platinum members like you.

Click here for details.

Your new Saadiq Platinum Credit Card provides even higher security

Chip and PIN (Personal Identification Number) is a smart card payment system that provides an extra level of security. This means you will be required to enter your PIN in order to complete your transactions – giving you increased security when paying for retail transactions.

When do I need to use my PIN?

When you are shopping, the merchant will have a Chip and PIN-ready terminal that they will use to process the transaction. This will be the typical scenario when paying for your purchases:


Hand over your Saadiq Platinum Credit Card to the cashier.


The cashier will insert your credit card into the card reader and key in the payment amount.


You will be handed the card reader for you to verify the amount.


Enter your 4-digit PIN. Please keep the keypad covered so that no one can see your PIN.


Once your PIN has been accepted, a transaction slip will be printed.


Your credit card will be hand

Shariah Supervisory Committee

The Saadiq Platinum Credit Card is based on the concept of Ujrah – fixed fee, and has been reviewed and approved by an independent Shariah Supervisory Committee, comprising three of the world’s most renowned and respected scholars in the field of Islamic Banking:

  • Dr. Abdul Sattar Abu Ghuddah
  • Sheikh Nizam Yaqubi
  • Dr. Mohamed Ali Elgari

Fees & Charges

Annual Fee Annual fee for supplementary card(s) Maintenance Fee
AED 750 AED 0* AED 800/month

*Fifth card onwards AED 150. Click here to find out more

Terms and Conditions

**Cold Stone Terms and Conditions
  • Valid only for Signature creations, shakes, smoothies & ice cream only.
    • **Caribou Terms and Conditions
      • Valid only on coffee.
        • **Tim Hortons Terms and Conditions
          • Valid only on coffee.
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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.