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  1. Credit Cards
  2. Apply For Saadiq Credit Card
  3. Apply for Saadiq Credit Card

Apply for a Standard Chartered Smart Saadiq Credit Card online

Enjoy 0 annual fee, cash advance or late payment fees, AED 200 cashback and earn Rewards Points* on your spending.

Key Benefits
  • Successfully apply and get an AED 200 cashback when you spend a minimum of AED 5,000*
  • Access 1000+ airport lounges around 300 cities in the world with up to 8 complimentary visits per year*
  • Buy 1 get 1 offer on Costa Coffee and Xperience with the ENTERTAINER
  • Discounts on Booking.com, Agoda, Bookingbash and complimentary travel insuranceZero over-limit fees.
  • You won’t be charged if you go over your credit card limit
  • Zero cash advance fees. You won’t be charged if you use your credit card at ATMs
  • Zero late payment fees. If you’re a little short of cash one month or simply forget to make a payment, there are no extra charges

Annual Fees:

  • 1st Year: No Annual Fee for New Credit Card Applicants.
  • 2nd Year Onwards:  Annual Fee is AED 315. Annual Fee will be waived if retail spends for the preceding 12 months exceeds AED 2,000 or equivalent.

*T&Cs apply


  • Monthly Salary of at least AED 8,000
  • Minimum Age is 21+ years
  • Must be a Resident of United Arab Emirates
  • If Salaried, you must have an official work email ID

Documents Required:

  • Copy of Emirates ID / Passport and Visa Copy