X card desktop
X card mobile
  1. Credit Cards
  2. X Credit Card
  3. Apply for X Credit Card

Apply for an X card online and get an AED 500 cashback*

Plus up to 10% cashback* every time you spend online, in foreign currency or via mobile wallet

    Key Benefits
    Eligibility
    • Successfully apply for an X credit card and get AED 500 cashback*
    • Up to 10% cashback on all foreign currency spends. This also includes online purchases made in foreign currency
    • Access 1000+ airport lounges around 300 cities in the world with 8 complimentary visits per year.
    • Exclusive Buy 1 Get 1 offers at Costa Coffee

    Annual Fees:

    • 1st Year: No Annual Fee for New Credit Card Applicants. Existing Cardholders AED 525.
    • 2nd Year Onwards: Annual Fee is AED 525

    *T&Cs apply

    Eligibility:

    • Monthly Salary of at least AED 8,000
    • Minimum Age is 21+ years
    • Must be a Resident of United Arab Emirates
    • If Salaried, you must have an official work email ID

    Documents Required:

    • Copy of Emirates ID / Passport and Visa Copy
    Please enter your full name
    Full Name
    Please enter your mobile number
    Mobile Number
    +971
    Please select your nature of employment
    Employment Status
    Please specify
    Do you have a work email ID?
    Please specify income
    Monthly Salary
    Please specify
    Do you have a Credit Card or Personal Loan with another UAE Bank?
    Please specify
    Will you be willing to open a Fixed Deposit account of AED 10,000?

    By clicking "OK, SUBMIT" you agree it's OK to contact you to follow up on this credit card application.

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