X card desktop
X card mobile
  1. Credit Cards
  2. X Credit Card
  3. Apply for X Credit Card

Apply for an X card online

Enjoy up to 10% cashback*

    Key Benefits
    • Successfully apply for a Cashback credit card and get AED 250 cashback*
    • Up to 10% cashback on all foreign currency spends. This also includes online purchases made in foreign currency
    • Access 1000+ airport lounges around 300 cities in the world with 8 complimentary visits per year.
    • Exclusive Buy 1 Get 1 offers at Costa Coffee

    Annual Fees:

    • 1st Year: No Annual Fee for New Credit Card Applicants. Existing Cardholders AED 525.
    • 2nd Year Onwards: Annual Fee is AED 525

    *T&Cs apply


    • Monthly Salary of at least AED 8,000
    • Minimum Age is 21+ years
    • Must be a Resident of United Arab Emirates
    • If Salaried, you must have an official work email ID

    Documents Required:

    • Copy of Emirates ID / Passport and Visa Copy
    Please enter your full name
    Full Name
    Please enter your mobile number
    Mobile Number
    Please select your nature of employment
    Employment Status
    Please specify
    Do you have a work email ID?
    Please specify income
    Monthly Salary
    Please specify
    Do you have a Credit Card or Personal Loan with another UAE Bank?
    Please specify
    Will you be willing to open a Fixed Deposit account of AED 10,000?

    By clicking "OK, SUBMIT" you agree it's OK to contact you to follow up on this credit card application.