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Person, Human, Face
Person, Human, Family
  1. Insurance
  2. Protection
  3. YourCare

YourCare

Instant critical illness cover via the SC mobile app

Instant and affordable critical illness cover

  • In a few clicks

  • critical illnesses

  • test requirement

  • on SC mobile app

Features of YourCare

Immediate Cover

Get covered 24×7 through the SC mobile app in just a few clicks with no medical tests.

Critical illness

Coverage of 10 most common critical illness like heart attacks, stroke and various cancers with Plus.

Customised coverage

Flexibility to choose from 3 plans (Essential, Plus, Complete) with coverage amount from AED 500,000 to AED 1,000,000 for either a 5- or 10-year term.

Free benefits

Free children’s cancer cover, medical second opinion service and a lump-sum figure to cover funeral expenses comes with all three plans.
Eligibility Criteria
WHO IS IT FOR?
Criteria
All existing Standard Chartered Bank UAE customers At the time of applying for the policy, you must be a UAE resident and between the ages of 18 and 49.

  • Essential – Cancer only critical illness cover which pays the amount insured if you were diagnosed with any type of cancer covered under this policy.
  • Plus – Critical illness cover includes 10 of the most common critical illnesses
  • Complete – Covers 10 of the most common critical illnesses including cancer and pays an additional hospitalisation benefit

YourCare is a completely online insurance solution, there is no requirement of a medical test.

  • All three plans include the following benefits free of charge:
    • AED 50,000 child’s cancer cover.
    • Medical second opinion service (including your family).
    • AED 20,000 funeral coverage
  • Hospitalisation benefit only available with the Critical Illness Complete. The benefit will pay out AED 2,500, AED 5,000 or AED 7,500 per week depending on the level of cover chosen, if the insured is hospitalised for 4 or more consecutive days.
  • Aorta graft surgery – for disease and trauma
  • Benign brain tumour – resulting in permanent symptoms
  • Cancer – excluding less advanced cases
  • Cardiomyopathy – of specified severity
  • Coronary artery bypass grafts – with surgery to divide the breastbone
  • Heart attack – of specified severity
  • Heart failure – of specified severity
  • Heart valve replacement or repair – with surgery to divide the breastbone
  • Kidney failure – requiring permanent dialysis
  • Stroke – with permanent symptoms.

Your cover and policy will end 30 days after the last payment was due and premiums will not be refunded. Once the policy ends you cannot policy payments and you will have to apply for a new one.

You should inform us of the change in your country of residence outside the GCC countries as, the policy will have to be cancelled.

  • Critical illness cover is only available with the critical illness – “Plus” plan.
  • Hospitalisation benefit – only available with the Critical Illness Complete. The benefit will pay out AED 2,500, AED 5,000 or AED 7,500 per week depending on the level of cover chosen, if the insured is hospitalised for 4 or more consecutive days

Standard Chartered Bank does not offer insurance advice, nor does it underwrite or issue insurance policies. Insurance products are underwritten by third party insurance providers. Standard Chartered Bank shall not be responsible for insurance provider’s actions or decisions, nor shall Standard Chartered Bank be liable regarding payment of claims or services under the policy/insurance contract or in any manner whatsoever regarding your application or the contract of insurance.

The contents of this webpage do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail.

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