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Person, Human, Face
Person, Human, People
  1. Insurance
  2. Protection
  3. YourLife

YourLife

Instant term life insurance cover via the SC mobile app

Instant term life insurance cover

  • In a few clicks

  • Types of covers

  • Test requirement

  • on SC mobile app

Features of YourLife

Instant protection

Get covered 24×7 through the SC mobile app in just a few clicks without the stress of any medical tests

Range of policy terms

Fixed term options of 5, 10 or 15 years.

Choose from 3 types of covers

YourLife Essential (life cover only), YourLife Plus (Life cover + Accidental death benefit) and YourLife Complete (Life Cover+ Accidental Death Benefit + Aeroplane cover).

Life Cover

Flexibility to choose the coverage best suited for you from AED 100,000 to AED 600,000.
Eligibility Criteria
WHO IS IT FOR?
Criteria
All existing Standard Chartered Bank UAE customers At the time of applying for the policy, you must be a UAE resident and between the ages of 18 and 49.

  • YourLife Essential (Life Cover Only) – Life cover is available from AED 100,000 up to AED 600,000.
  • YourLife Plus (Life cover + Accidental death benefit) – If selected, this pays an additional single cash sum of 50% of the life cover amount, in case of death as a result of an accident in addition to the Life cover.
  • YourLife Complete (Life Cover+ Accidental Death Benefit + Aeroplane cover) – If selected, this pays an additional single cash sum of 50% of the life cover amount, in case of death as a fare paying passenger on a registered commercial airline.

YourLife is a completely online insurance solution, there is no requirement of a medical test.

Your cover and policy will end 30 days after the last payment was due and premiums will not be refunded. Once the policy ends you cannot restart the policy payments and you will have to apply for a new one.

You should inform us of the change in your country of residence outside the GCC countries as, the policy will have to be cancelled.

Life insurance products are provided and underwritten by Zurich International Life (Zurich). Standard Chartered Bank UAE distributes the Products on behalf of the insurance provider and earns a commission from the insurance provider from the sale of this product. Standard Chartered Bank does not offer insurance advice, nor does it underwrite or issue insurance policies. Standard Chartered Bank shall not be responsible for insurance provider’s actions or decisions, nor shall Standard Chartered Bank be liable regarding payment of claims or services under the policy/insurance contract or in any manner whatsoever regarding your application or the contract of insurance.

The contents of this webpage do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail.

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