Additional Features

No Minimum Balance

We waive the minimum balance requirement on your transaction account during your finance period.

A Pre-approved titanium credit card free* for the first year.

You can use your Standard Chartered Saadiq credit card to pay your motor insurance conveniently with the Easy Payment Plan.

Convenient Banking
  • Enjoy the freedom of 24-hour banking, 365 days a year, wherever you are in the world. You can choose from any of the latest automated banking services:
    • Online Banking
    • Phone Banking
    • Breeze Mobile Banking
    • ATMs at more than 100 convenient locations
    • Cash and cheque deposit machines at select branches in the UAE
Wide Distribution Network

Purchase the car of your choice from any of the car dealerships located conveniently in the UAE. Our auto finance representatives are available at leading auto dealerships to offer you efficient on- the-spot service. Alternatively, you can visit any of our branches or call us to have someone visit you at your convenience.

* This is optional, subject to approval of your Auto Finance and eligibility criteria.
Finances are granted at the sole discretion of Standard Chartered Bank.

Financing Procedure

Our financing procedure is quick and straightforward.

Step 1: You approach us with a request to purchase a vehicle.
Step 2: We buy the vehicle of your choice from the dealer against a cash payment.
Step 3: We then sell the vehicle to you at a price that includes an agreed profit.
Step 4: The agreed selling price is payable in affordable equal monthly instalments.

The Shariah Supervisory Committee

This product is approved by an independent Shariah Supervisory Committee, so you can bank worry-free while complying with Islamic Banking principles.

Learn more about the committee »

Apply Now

Apply Now

Call Us

Call our Phone Banking Team for further information.

600 5222 88

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

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Saadiq Home Finance

Should you wish to buy a house or transfer your existing home finance, you can do with Saadiq Home Finance.

More details »
Saadiq Personal Finance

Saadiq Personal Finance provides you with Shariah compliant cash finance to help meet your personal needs.

More details »
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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.