Standard Chartered Bank offers you a 5 minute process to apply online for your finance. What's more, we will give you upto AED 2500* upon successful disbursal of your Saadiq Personal Finance.
Apply Now

Standard Chartered Bank offers you a 5 minute process to apply online for your finance. What's more, we will give you AED 2500* upon successful disbursal of your Personal Finance. Apply today and enjoy the benefits that come with being a valued Standard Chartered Bank customer.

Additional Features

Take-Over Facilities

If you already have a financial arrangement with another bank but want to take advantage of our competitive terms, we can help you transfer your finance to us. Our sales representative will ensure that the process is fast and hassle-free**.

Top-Up Finance

If you need additional financing during your financing tenure, we offer you a top up as long as you've made regular payments**.

Instalment Deferment

You are allowed to postpone monthly payments twice a year**.

Value-Added Banking Services

Enjoy a wide range of banking services including a free international debit card and a personalised chequebook.

No Minimum Balance

We waive the minimum balance requirement on your transaction account during your finance period.

Convenient Banking

Enjoy the freedom of 24-hour banking, 365 days a year, wherever you are in the world. You can choose from any of the latest automated banking services:

  • Online Banking
  • Phone Banking
  • Breeze Mobile Banking
  • ATMs at more than 100 convenient locations
  • Cash and cheque deposit machines at select branches in the UAE
Additional Funding

We can arrange additional funding during your existing tenure if your payments have been regular**.

Simple Eligibility

Saadiq Personal Finance is available to UAE residents working for companies approved by Standard Chartered.

**Subject to eligibility

Personal Finance is granted at the sole discretion of Standard Chartered Bank.

Terms and Conditions

  • Offer Terms & Conditions:
    • You can apply for Personal Finance application within 5 minutes depending upon your system capability, Internet speed and size of the documents being uploaded.
    • Remember, only successful applications completed and submitted online and disbursed are eligible for the cash back.
    • Cash back would be processed as per the following.
      • New / Take Over / Additional Finance
        • 1% of Total finance Amount (Min AED 500, Max AED 2500)
      • Top Up Finance
        • 1% of Cash in Hand Amount (Min AED 500, Max AED 2500)
    • Cash back as per the above table would be credited into your account with us within 60 days of the disbursal of funds into your account. In the event that you have applied for a Take Over Finance , cashback would be credited into your account within 60 days of the second disbursal. No Cash Back would happen if the Second disbursal does not happen within 60 days of the Finance booking Date.
      Personal Finance is granted at the sole discretion of Standard Chartered Bank as per its Terms and Conditions. Personal / Finance application will only be processed after all the required documents have been received and are deemed to be correct and aligned with the Bank's requirements

Apply Online

Click here to sign up now.

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Call Us

Call our Phone Banking Team for further information.

600 5222 88

Locate Us

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.