The Shariah Supervisory Committee

Standard Chartered's Islamic Banking operations are supervised by an independent Shariah Supervisory Committee. The Committee regularly reviews and appraises the products, the transactions structured by Standard Chartered Saadiq. The Committee currently comprises three of the world's most renowned and respected scholars on Islamic Banking:

Abdul Sattar Abu GhuddahDr. Abdul Sattar Abu Ghuddah

With a PhD in Islamic Law from Al Azhar University, Cairo, Egypt, Dr. Sattar is currently a member of the Shariah Supervisory Board for several Islamic institutions in various parts of the world including the Middle East and Europe. He is also an active member of the Jeddah-based Islamic Fiqh Academy and was a member of the Fatwa Board in the Ministry of Awqaf, Kuwait, from 1982 to 1990.

Sheikh Nizam YaqubiSheikh Nizam Yaqubi

Sheikh Yaqubi currently holds highly respected positions on the Shariah Supervisory Boards for many Islamic institutions in various parts of the world, including the Middle East and Europe. He is also the author of several articles and publications on Islamic finance and other sciences, in English and Arabic. Since 1976, he has taught tafsir, hadith and fiqh in Bahrain. He was educated in the Classical Shariah in his native Bahrain and in Makkah. He received his Bachelor's Degree in Economics & Comparative Religion from McGill University, Montreal, Canada.

Sheikh Nizam YaqubiDr. Mohamed Ali Elgari

Dr. Mohamed Ali Elgari holds a Ph.D. in economics from the University of California and is a professor of Islamic Economics and the director of the Centre for Research in Islamic Economics at King Abdul Aziz University in Saudi Arabia. Dr. Elgari is also an expert at the Islamic Jurisprudence Academy (OIC), Jeddah and has published several articles and books on Islamic Finance. He is a Shariah Advisor to several international and local financial institutions world-wide.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


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