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Life is an adventure. Go further. Explore. Discover.

Start embracing the infinite possibilities that await you.

Designed with you in mind, we have a stellar collection of privileges to suit your lifestyle. From our outstanding Rewards programme to VIP lounge access and exclusive dining offers, you will have privileged access to life’s elite indulgences.

Credit Card Features

Get even more with your Visa Infinite credit card.

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Fees & Charges

Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable.

Details
Charges
Annual fee for new customers AED 1,575 (first year free)
Annual fee for supplementary card(s) AED 525 (First year free for first 2 cards)
Finance charges Retail: 3.45% per month
 Note : Primary credit card Annual Fee from the second year onwards may be waived if retail spends for the preceding 1 2 months exceeds AED 150,000 or equivalent.For more details on all other applicable fees and charges, please click here.

Eligibility & Documents

ELIGIBILITY

  • Age 21 to 60 years old
  • Minimum Monthly Income AED 30,000

DOCUMENTS REQUIRED

  • Copy of Emirates ID / Passport and Visa copy
  • Salary Transfer Letter or Bank Statement/Salary Certificate

    Refer to application form for details

FAQs

  • What are Standard Chartered 360° Rewards?

    Compared to any other credit card rewards programme in the UAE, 360° Rewards lets you earn Rewards Points faster on the Standard Chartered Visa Infinite Credit Card and redeem them for cashback on air tickets purchased on any airline of your choice.

  • How does 360° Rewards work?

    All spends on your Standard Chartered Infinite Credit Card automatically earn you 360° Rewards Points. 1 point for 1 USD spent (AED Currency) and 2 points for 1 USD spent ( Non-AED Currencies ).

    *Terms and conditions apply. Click here to find out more.

  • How do I save on airline tickets?

    Redeem points for cashback on airline tickets purchased online or at the ticketing office.

    For all airlines

    Receive AED 200 cashback on your travel booking when you redeem a minimum of 10,000 points.

    Get a reversal on the card annual fee by redeeming 55,000 points. Redeem your points for exciting rewards like shopping vouchers1.

    1Terms and Conditions apply

  • How to get the Careem Offer ?
    1. Set up your Visa Infinite card as the default card on the Careem App
    2. Book your ride – Abu Dhabi/Dubai airport must be the pickup or dropoff location
    3. Enter promo code: UAEVI
    4. Get 4 free rides per year (up to AED 100 per ride)

Terms & Conditions

    1. All successful credit card applications will be eligible for cashback* (“the Offer”).
    2. The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 1 November to 31 December 2021 (“the Offer Period”).
    3. Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.
    4. The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq and X credit cards.
    5. Credit card applications received via sales representatives will not be eligible for the Offer.
    6. The Bank will credit cashback to the client’s credit card statement if the number of mobile wallet transactions have been met.
    7. Clients will have until 28 February 2022 to meet the mobile wallet transactions requirement as stated in the below grid.
    8. Clients who have met the spend requirement as stated in the below grid will receive the Cashback* by 31 March 2022.
      Applications received via SC Mobile app directly or Website Form Applications received via Sales Representatives Number of transactions via Apple Pay, Samsung Pay, Google Pay and Fitbit Pay
    • Visa Infinite
    AED 1,000 Not eligible for Cashback 30 mobile wallet transactions in 60 days from the time of card activation
    • Saadiq
    • Cashback
    • X
    • Manhattan Rewards +
    AED 500 Not eligible for Cashback 30 mobile wallet transactions in 60 days from the time of card activation
    1. The ‘mobile wallet transactions requirement’ must be on credit card retail purchases, Point-Of-Sale and online transactions (within or outside the UAE).
    2. The following type of transactions are not eligible: transactions at exchange houses, cash withdrawals, Balance Transfers, Fixed Payment Plans, School Fee Cashier Order and Smart Payment Plans.
    3. This Offer is not valid in conjunction with any other special promotion or other reward periodical campaign.
    4. The Bank reserves the right in its sole discretion to cancel, terminate, modify or suspend this Offer and to disqualify any participant who tampers with the offer and/or the entry process.
    5. These terms and conditions should be read together with the Client Terms https://sc.com/ae/terms-and-conditionsand Credit Card Terms and Conditions https://av.sc.com/ae/content/docs/tccc.pdfThese terms and conditions are governed by the laws of the United Arab Emirates and any dispute will be subject to the exclusive jurisdiction of the court of United Arab Emirates.
    6. To read the Saadiq Terms and Conditions, please visit https://www.sc.com/ae/help-centre/downloads/
    1. All successful credit card applications will be eligible for cashback* (“the Offer”).
    2. The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 1 September to 31 October 2021 (“the Offer Period”).
    3. Existing Standard Chartered clients currently holding any Standard Chartered issued credit card are not eligible for the Offer.
    4. The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq and X credit cards.
    5. Credit card applications received via sales representatives will not be eligible for the Offer.
    6. The Bank will credit cashback to the client’s credit card statement, once the required spend amount has been met.
    7. Clients will have until 31 December 2021 to meet the spend requirement as stated in the below grid
    8. Clients who have met the spend requirement as stated in the below grid will receive the Cashback* by 31 January 2022.
      Applications received via SC Mobile app directly or Website Form Applications received via Sales Representatives Spend Requirement
    Visa Infinite AED 1,000 Not eligible for Cashback AED 10,000
    • Saadiq
    • Cashback
    • X
    • Manhattan Rewards +
    AED 500 Not eligible for Cashback AED 5,000
    1. The ‘spend requirement’ must be on credit card retail purchases, Point-Of-Sale and online transactions (within or outside the UAE).
    2. The following type of transactions are not eligible: transactions at exchange houses, cash withdrawals, Balance Transfers, Fixed Payment Plans, School Fee Cashier Order and Smart Payment Plans.
    3. This Offer is not valid in conjunction with any other special promotion or other reward periodical campaign.
    4. The Bank reserves the right in its sole discretion to cancel, terminate, modify or suspend this Offer and to disqualify any participant who tampers with the offer and/or the entry process.
    5. These terms and conditions should be read together with the Client Terms com/ae/terms-and-conditions and Credit Card Terms and Conditions https://av.sc.com/ae/content/docs/tccc.pdf These terms and conditions are governed by the laws of the United Arab Emirates and any dispute will be subject to the exclusive jurisdiction of the court of United Arab Emirates
    1. All successful credit card applications will be eligible for an Amazon.ae Gift Card* (“the Offer”).
    2. The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 5 April to 31 May 2021 (“the offer period”).
    3. Existing Standard Chartered clients currently holding any Standard Chartered issued credit card are not eligible for the below offer.
    4. Eligible credit cards will be Visa Infinite, Manhattan Rewards +, Cashback and Saadiq credit cards.
    5. Credit cards applications received via sales representatives will not be eligible for an Amazon.ae Gift Card* (“the Offer”).
    6. The Bank will email the Amazon.ae Gift Card* to the client’s registered email address, once the required spend amount has been met.
    7. Clients will have until 31 July 2021 to meet the spend requirement as stated in the below grid
    8. Clients who have met the below spend requirement as stated in the below grid will receive the Amazon.ae Gift Card* by 31 August 2021.
      Credit Card Name Applications received via SC Mobile app directly or Website Form Applications received via Sales Representatives Spends Requirement
      Visa Infinite AED 1,500 Not eligible for an Amazon.ae Gift Card AED 10,000
      Cashback Saadiq Manhattan Rewards + AED 500 Not eligible for an Amazon.ae Gift Card AED 5,000
    1. The ‘spend requirement’ must be on credit card retail purchases, Point-Of-Sale and online transactions (within or outside the UAE).
    2. The following type of transactions are not eligible: transactions at exchange houses, cash withdrawals, Balance Transfers, Fixed Payment Plans, School Fee Cashier Order and Smart Payment Plans.
    3. This offer is not valid in conjunction with any other special promotion or other reward periodical campaign.
    4. The Bank reserves the right in its sole discretion to cancel, terminate, modify or suspend this offer and to disqualify any Participant who tampers with the offer and/or the entry process.
    5. You acknowledge that the offer is in no way sponsored, endorsed or administered by, or associated with any other third party, and any and all personal information/data provided by you is to the Bank.
    6. This Terms should be read together with the Client Terms sc.com/ae/terms-and-conditions and Credit Card Terms and Conditions www.sc.com/ae/credit-cards/.
    7. These Terms and Conditions are governed by the laws of the United Arab Emirates and any dispute will be subject to the exclusive jurisdiction of the court of United Arab Emirates.
    8. *Restrictions apply, see ae/gc-legal.
    • Call us on 800 4949 within 60 days of booking to use your points for cashback on tickets purchased on your Infinite card and on travel bookings.
    • Click here or download the “LoungeKey” mobile app to view list of participating D47lounges.
    • You can take one free guest. Additional guests will be charged $32 directly at the lounge.
    • Only available for Visa Infinite card holders whose card account is in good standing and regularised (not in default or not cancelled for any reason). This program is not transferable.
    • You must spend AED 10,000 on your card each calendar month to enjoy this offer, otherwise a one-time fee of AED 525 will be charged. Golf privileges are subsidised by Standard Chartered Bank and not a direct offer from the golf club.
    • If a Visa Infinite card holder plays with another Visa Infinite card holder in a flight, both card holders enjoy complimentary green fees.
    • There is a minimum of 2 golfers per flight on weekdays and 3 golfers per flight on weekends (subject to pairing and individual club’s minimum golfer requirement per flight for booking).
    • Card holders shall make golf enquiries and bookings through GolfLan’s 24 hr Call Centre, 800035703553 as golf clubs will not entertain direct enquiries.
    • Card holders will not be granted access rights to the stipulated clubs without booking through GolfLan’s call centre at 800035703553
    • You need to book 5 working days before you want to play on weekdays and 8 days for weekends. While our team is flexible, we advise you to book as early as possible to ensure you get the time of your choice otherwise alternatives will be given. Bookings are subject to availability.
    • GolfLan’s call centre will call the card holder within 2 to 3 business days upon receipt of a golf booking with the status.
    • Golf bookings made before 12 noon (UAE time) will be processed on the same day, and after 12 noon will be processed on the next business day
    • Booking status can only be confirmed one (1) week before requested date of play as golf clubs only release tee times one (1) week before date of play.
    • If card holder has used the free allowance for the month (one round of golf) GolfLan’s call centre will request card holder confirmation of booking and approval to charge the golfing fees onto his/her credit card.
    • GolfLan reserves the right to withhold services to golfers who do not abide by the terms and conditions of play.
    • Acceptance of all bookings/changes to tee times will be at the discretion of the golf clubs and subject to availability.
    • Bookings cannot be made more than one month in advance from the date of play and card holders cannot place the next booking until the current golf game has been played. – The customer can make the bookings, they cannot make the booking again for the same month. But the customer can book the next round for the next month without having played the current booked round.
    • A member of the participating golf clubs cannot make a booking directly at the golf club and transfer the confirmed tee-time over to the card holder.
    • GolfLan’s call centre will not process booking on behalf of a club member who is not a card holder. A club member will have to contact his/her golf club to be paired up with the card holder(s).
    • Visa Infinite card holders will have to pay for buggy, caddie, turf mate, locker fee and insurance at normal published rates & any other fees, where applicable, on their Visa Infinite credit card.
    • Card holders’ guests have to pay for green fee, buggy, caddie, turf mate, locker fee and insurance at normal published rates & any other fees, where applicable, on their Visa Infinite credit card.
    • There will be an administration fee of USD 15 for any changes made to the confirmed golf booking such as amendments to tee-times, change of date of play and change of golfer’s names on confirmed bookings. Changes can only be made based on availability.
    • If card holder changes booking and requests GolfLan’s call centre to check on another timing or different club or different golf day, this will be considered as a new golf booking request and may be charged.
    • Applicable Third Party vendor fees/charges may incur VAT.
  • You must spend AED 10,000 on your card each billing month to enjoy this exclusive offer, otherwise a one-time fee of AED 525 will be charged.
    • AED 1 will be charged to your card on each visit but credited back to you the following month.
    • Valid Photo ID will be required to gain access to Fitness First outlets.
    • Fitness First terms and conditions are applicable and available from Fitness First directly.
    • Visa Infinite card holders should provide details of any specific medical conditions that he/she feels that any ‘Coach/Trainer’ should be made aware of prior to using any Fitness First facility.
    • Fitness First, Leisure Unlimited LLC, Fitness Unlimited LLC, or any associated company or body including Landmark Group, cannot accept responsibility or liability for any injury, loss, fatality or damage caused to any person or property whatsoever while using the club facilities.
    • Visa Infinite card holders need to fill the Physical Activity Readiness Questionnaire (PARQ Form) at club reception to use the club (first time only).
    • Visa Infinite card holders shall be subject to the standard terms and conditions applicable to a Fitness First Platinum Plus Member or any such other terms and conditions to be agreed between Standard Chartered and the Supplier.
    • Standard Chartered Bank accepts no responsibility or liability for any matters (including but not limited to injury, loss, fatality or damage caused to any person or property) arising out of or in connection with the use of Fitness First facility by a Visa Infinite card holder.
    • A maximum of 6 tickets (3 free) per movie session (2D and 3D movie tickets) can be availed under this offer, on Standard Chartered credit cards.
    • A fair usage policy applies – a maximum of 8 tickets (4 free) may be purchased per person per card each month.
    • Ticket types available under this offer are 2D Standard, Premium View, MAX, Premium View (Mercato) and 3D Standard, Premium View, MAX, Premium View (Mercato).
    • This Promotion is not valid for: All seats at MAX 1 Screen at City Centre Deira, GOLD, OUTDOOR, THEATRE, Kids and IMAX with Laser and 4DX tickets.
    • Standard Chartered credit card holders can enjoy 50% off the second medium popcorn on purchase of one medium popcorn.
    • Card holders are required to present their purchased ticket and their Standard Chartered credit card at the relevant candy bar at the venue to avail the popcorn offer.
    • Seating is subject to availability and will be allocated to Standard Chartered credit card holders on first come first serve basis.
    • This offer is not valid in conjunction with any special promotion, private screening or premiere at VOX Cinemas.
    • Offer valid only in the United Arab Emirates.
    • Tickets purchased on the date are non-refundable and non-transferable.
    • Standard Chartered Bank reserves the right to terminate the offer without any prior notice.
    • Currently, in line with government restrictions, individuals above the age of 60 and children under 13 years of age will not be allowed to enter.
    • It’s now mandatory for guests to wear a face mask at all times. The mask can be removed for the purpose of eating and drinking.
    • For more information about your health and safety, please refer to the FAQs
    • A maximum of 6 tickets (3 free) per movie session (Standard 2D and 3D, or Standard Plus 2D and 3D movie tickets) can be availed under this offer, on Standard Chartered credit cards.
    • A fair usage policy applies – a maximum of 8 tickets (4 free) may be purchased per person per card each month.
    • Ticket types available under this offer are Standard 2D and 3D, or Standard Plus 2D and 3D.
    • This Promotion is not valid for any other Reel Cinema experiences not explicitly mentioned above.
    • Seating is subject to availability and will be allocated to Standard Chartered credit card holders on first come first serve basis.
    • This offer is not valid in conjunction with any special promotion, private screening or premiere at Reel Cinemas.
    • Offer valid only in the United Arab Emirates.
    • Tickets purchased on the date are non-refundable and non-transferable.
    • Standard Chartered Bank reserves the right to terminate the offer without any prior notice.
    • The bank shall not be responsible for or held liable for any amount payable by the Cardholder to any third party arising out of the purchase, supply, quality, installation, use or otherwise of Rewards, or of any negligence, breach of statutory or other duty on the part of the Bank and/or the supplier.
    • Standard Chartered Bank is not responsible for the content, security, operation, or use of any Third-Party Sites (App) or the products or services that may be offered or obtained through them.
    • Offer is not valid In conjunction with any other offer and excludes special discounted items.
    • Offer is non transferrable and non negotiable.
    • The free item will be equal or lesser than the value of the item purchased.
    • Only applicable on Costa Coffee Beverages. Bottled Beverages are not included in this offer.
    • Offer not valid on delivery sales.
    • The paid and the free drink to be collected at the same time.
    • Standard Chartered Bank Terms and conditions apply
    • Standard Chartered Bank reserves the right to terminate the offer without any prior notice.
    • This promotion is only valid on Standard Chartered credit cards
    • This offer includes all hot and iced Teas and the following iced and hot coffee beverages – Flat white, Corto, Mocha, Cappucino, Latte, Americano, Cold brew, Nitro
  • Standard Chartered Bank does not offer insurance advice, nor does it underwrite or issue insurance policies. Insurance products are underwritten by third party insurance providers. Standard Chartered Bank shall not be responsible for insurance provider’s actions or decisions, nor shall Standard Chartered Bank be liable regarding payment of claims or services under the policy/insurance contract. The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy contains Terms and Conditions which are not detailed here. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail.
    1. The offer is valid for only New To Bank or New To Product credit card applications from the period starting from 1st April to 31st May 2021 (“the offer period”).
    2. The Balance Transfer (BT) facility will be offered for a 6-month tenure and will have to be booked between 12th April till 15th June 2021 to avail the 0% processing fee & 0% interest offer
    3. Existing Standard Chartered Bank clients currently holding any Standard Chartered Bank issued credit card are not eligible for the below offer.
    4. Eligible credit cards will be Visa Infinite, Manhattan Rewards+, Cashback & Signature X credit cards.
    5. There is no fixed instalment to be paid every month, however payment of minimum amount due as per the statement is required
    6. There will be no processing fee which will be charged to your credit card account, when the balance transfer amount is debited from the credit card’s available limit.
    7. The 180 days will be calculated from the day the loan amount is debited from the credit card available limit irrespective of your billing and due date
    8. After 180 days, the remaining balance of the loan amount will be added to the card outstanding balance and normal credit card interest rate will be charged.
    9. Any payment towards the credit card within the loan period first pays off any Equal Monthly Instalments (EMI) due in the month ,then, all fees and interest are cleared, followed by 1% of the Balance Transfer outstanding, 1% if the Smart Payment Plan outstanding and 1% of retail outstanding in that order.
    10. The remaining amount of payment will go towards clearing 100% of the Retail outstanding followed by Balance Transfer and Smart Payment plan.
    11. The amount taken from the Balance Transfer will be blocked on the credit card. The blocked amount will be released upon each monthly payment made.
    12. The Balance Transfer will not be processed in case the retail balance is less than the amount for booking at the time of processing the plan. Hence, credit card balance should be maintained till the funds get transferred to your personal account
    13. Processing time for the loan is approximately 2 to 3 working days
    14. Balance Transfer request will be processed subject to clearance at beneficiary Bank
    15. The Bank has the sole discretion to accept or reject any Balance Transfer application.
    16. The Balance Transfer transaction amount(s) will be debited to the Standard Chartered Credit Card and will be remitted to the other bank within the United Arab Emirates (“UAE”) by way of a Central Bank transfer within 3 working days from the date of approval of the application.
    17. Payments to the other banks should continue to be made until the balance has been transferred.
    18. The Bank will not be liable for payment of any overdue charges, late payment fees, finance charges, or any other charges/liabilities on other credit cards mentioned above that may occur due to any payment delay.
    19. The interest rate applied on the Balance Transfer outstanding amount shall be 0% (Zero %), for a period of six months from approval of the application, where after the period of six months the prevailing base interest rate will apply. All other outstanding on the credit card account shall continue being levied interest at the prevailing interest rate.
    20. The Bank reserves its right to cancel the offer and charge interest on the transferred amount at the prevailing interest rate from the Balance Transfer date, in the event of failure to pay the minimum amount due on the payment due date.
    21. It is important to set the monthly “Minimum Amount Due” payment at less than 100% to avail the lower interest rate. Otherwise 100% of the outstanding will be cleared when the standing instruction is executed.
    22. All credit card transactions made during the tenor of the Balance Transfer will accrue interest from the transaction date till the payment date, at the card’s interest rate. This will reflect in the following month’s statement.
    1. All successful credit card applications will be eligible for Cashback* (“the Offer”).
    2. The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 1 June to 31 August 2021 (“the offer period”).
    3. Existing Standard Chartered clients currently holding any Standard Chartered issued credit card are not eligible for the below offer.
    4. Eligible credit cards will be Visa Infinite, Manhattan Rewards +, Cashback and X credit cards.
    5. Credit card applications received via sales representatives will not be eligible for a Cashback* (“the Offer”).
    6. The Bank will credit Cashback to the client’s credit card statement, once the required spend amount has been met.
    7. Clients will have until 31 October 2021 to meet the spend requirement as stated in the below grid
    8. Clients who have met the spend requirement as stated in the below grid will receive the Cashback* by 31 November 2021.
    Credit Card Name Applications received via SC Mobile app directly or Website Form Applications received via Sales Representatives Spends Requirement
    Visa Infinite AED 1,000 Not eligible for Cashback AED 10,000
    Cashback X Manhattan Rewards + AED 500 Not eligible for Cashback AED 5,000
    1. The ‘spend requirement’ must be on credit card retail purchases, Point-Of-Sale and online transactions (within or outside the UAE).
    2. The following type of transactions are not eligible: transactions at exchange houses, cash withdrawals, Balance Transfers, Fixed Payment Plans, School Fee Cashier Order and Smart Payment Plans.
    3. This offer is not valid in conjunction with any other special promotion or other reward periodical campaign.
    4. The Bank reserves the right in its sole discretion to cancel, terminate, modify or suspend this offer and to disqualify any Participant who tampers with the offer and/or the entry process.
    5. This Terms should be read together with the Client Terms com/ae/terms-and-conditionsand Credit Card Terms and Conditions https://av.sc.com/ae/content/docs/tccc.pdf These Terms and Conditions are governed by the laws of the United Arab Emirates and any dispute will be subject to the exclusive jurisdiction of the court of United Arab Emirates

Disclaimer

Credit Cards are issued at the sole discretion of the Bank and subject to the Bank’s approval criteria.

Standard Chartered Bank is not responsible for the content, security, operation, or use of any Third Party Sites (App) or the products or services that may be offered or obtained through them.

Applicable Third Party vendor fees/charges may incur VAT.