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Enjoy low profit rates Buy your new home with profit rates as low as 2.22% p.a.
  1. Promotions | Bank Offers
  2. Saadiq Home Finance Promotion

An exclusive rate to unlock your new home

Buy a new home with Saadiq Home Finance and enjoy profit rates as low as 2.22% p.a.*

Lower home finance. Less extra costs to pay.
  • From as low as
    2.22% p.a.*

    profit rate when you buy a new home, fixed for 1 year

  • There's no

    processing fees or valuation fees* and there’s no need for life insurance

  • Enjoy

    property takaful for the entire tenure of your home finance

Additional Benefits of our Home Finance

Finance up to AED 18 million

Giving you the flexibility to buy the home you want.


Based on the Ijarah concept and approved by Standard Chartered’s Shariah Supervision Committee.

Instant pre-approval

Get your home finance approved in principle in just five minutes.

Fixed rates and flexible terms

Choose your own fixed term between 1-5 years and enjoy fixed profit rate from as low as 2.22% p.a.*

The offer is available to all existing and new clients of the Bank who are who are purchasing a property from the secondary market. Secondary market is defined as a property previously owned by an individual/company.

The Secondary Sale Campaign is valid for all successful Home Finance applications between 1st April 2021 – 30th June 2021 (both dates inclusive).

The campaign is not applicable to MortgageOne/SaadiqOne.

No, 2.22% is the lowest rate offered. The rate is dependent on the client’s employment type (Salaried or Self Employed) and chosen fixed rate period.

Click here to see the Pricing Matrix.

  • Free Processing Fee – client does not need to provide the fee upfront
  • Free Valuation Fee – for all successful home finance applications only. The Bank will charge the Property Valuation Fee prior to Home Finance disbursal. The Bank will automatically refund the fee to client’s Standard Chartered account within 30 days of the Home Finance disbursal. In the event that the application is not successful client will be charged of Property Valuation fee.
  • Free Property Takaful For Life – for all Islamic Home Finance The Bank will pay for the Property Takaful Premium throughout the Tenure of the Home Finance.

Note: Other fees will still be applicable, for full details on the fees, please refer to our Service and Price Guide on (https://www.sc.com/ae/help-centre/service-charges/).

Please click on the link below to book an appointment with our Home Finance Specialist.

Apply Now