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Move to Saadiq Home Finance at profit rates as low as 2.22% Move to Saadiq Home Finance at profit rates as low as 2.22%
  1. Promotions | Bank Offers
  2. Saadiq Home Finance Campaign

Enjoy lower monthly payments

We’re offering profit rates as low as 2.22% p.a.* fixed for 1 year with Saadiq Home Finance

Now is the time to reconsider your home finance

  • From as low as
    2.22% p.a.*

    profit rate fixed for 1 year, when you transfer your existing home with us

  • There's no

    processing fees or valuation fees* and there’s no need for life insurance

  • Enjoy

    property takaful for the entire tenure of your home finance

Additional Benefits of our Home Finance

Competitive profit rates

We offer competitive variable profit rates linked to the EIBOR

Instant pre-approval

Get your home finance approved in principle in just five minutes.

Fixed rates and flexible terms

Choose your own fixed term between 1-5 years and enjoy fixed profit rate from as low as 2.22% p.a.*

Convenient Tenures

Enjoy flexible payment tenures on your Home Finance of up to 5 years

The offer is available to all existing and new clients of the Bank who are transferring their Home Finance to Standard Chartered Bank.

The Buy-out Campaign is valid for all successful Home Finance applications between 1 April 2021 – 30 June 2021 (both dates inclusive).

The campaign is not applicable to MortgageOne/SaadiqOne.

No, 2.22% is the lowest rate offered. The rate is dependent on the client’s employment type (Salaried or Self Employed) and chosen fixed rate period.

Click here to see the Pricing Matrix for Buy Out

  • Free Processing Fee – client does not need to provide the fee upfront
  • Free Valuation Fee – Free Valuation Fee – for all successful home finance applications only. The Bank will charge the Property Valuation Fee prior to Home Finance disbursal. The Bank will automatically refund the fee to client’s Standard Chartered account within 30 days of the Home Finance disbursal. In the event that the application is not successful client will be charged of Property Valuation fee.
  • Free Property Takaful For Life – for all Islamic Home Finance The Bank will pay for the Property Takaful Premium throughout the Tenure of the Home Finance.

Note: Other fees will still be applicable, for full details on the fees, please refer to our Service and Price Guide on (https://www.sc.com/ae/help-centre/service-charges/).

Please click on the link below to book an appointment with our Home Finance Specialist.

Apply Now