Special Offer
Additional Features
Terms and Conditions
  • Special Offer

    Standard Chartered Bank offers you a 5 minute process to apply online for your loan. What's more, we will give you AED 2500* upon successful disbursal of your loans. Apply today and enjoy the benefits that come with being a valued Standard Chartered Bank customer.


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    • High Loan Amounts

      Borrow up to AED 1, 000, 000 depending on your monthly salary and length of employment.

    • Competitive Pricing

      Our loans offer competitive interest rates with no hidden charges. What you see is what you pay for.
      Interest / Profit rate starts from 7.05% p.a. (reducing rate)

    • Flexible Repayments

      We offer tenures from 6 months up to 48 months, helping you organise your financial commitments conveniently.

    • Fast Processing

      We process loans quickly and efficiently with no cumbersome procedures.

  • Additional Features

    Take-Over Facilities

    If you already have a loan with another bank but want to take advantage of our competitive terms, we can help you transfer your loan to us. Our sales representative will ensure that the process is fast and hassle-free**.

    Top-Up Loan

    If you need additional financing during your loan tenure, we offer you a top up as long as you've made regular repayments**.

    Instalment Deferment Option

    We understand that festivals, holidays or unforeseen events can sometimes demand greater expenditure than you expect, so we offer you the convenience of being able to postpone your monthly payments twice a year**.

    Value-Added Banking Services

    Enjoy a wide range of banking services including a free international debit card and a personalised chequebook.

    No Minimum Balance

    We waive the minimum balance requirement on your transaction account during your loan period.

    Pay Your Utility Bills

    Utility bill payment across the UAE.

    Convenient Banking

    Enjoy the freedom of 24-hour banking, 365 days a year, wherever you are in the world. You can choose from any of the latest automated banking services:

    • Online Banking
    • Phone Banking
    • Breeze Mobile Banking
    • ATMs at more than 100 convenient locations
    • Cash and cheque deposit machines at select branches in the UAE
    Simple Eligibility

    Loans are available to UAE residents working for companies approved by Standard Chartered.

    **Subject to eligibility
    Loans are granted at the sole discretion of Standard Chartered Bank

  • Terms and Conditions

    • Offer Terms & Conditions:
      • You can apply for Personal Loan application within 5 minutes depending upon your system capability, Internet speed and size of the documents being uploaded.
      • Remember, only successful applications completed and submitted online and disbursed are eligible for the cash back.
      • Cash back would be processed as per the following.
        • New / Take Over / Additional Loan
          • 1% of Total Loan Amount (Min AED 500, Max AED 2500)
        • Top Up Loan
          • 1% of Cash in Hand Amount (Min AED 500, Max AED 2500)
      • Cash back as per the above table would be credited into your account with us within 60 days of the disbursal of funds into your account. In the event that you have applied for a Take Over Loan, cashback would be credited into your account within 60 days of the second disbursal. No Cash Back would happen if the Second disbursal does not happen within 60 days of the Loan booking Date.
        Loans are granted at the sole discretion of Standard Chartered Bank as per its Terms and Conditions. Personal Loan / finance application will only be processed after all the required documents have been received and are deemed to be correct and aligned with the Bank's requirements

*Representative Example: Amount of AED 100, 000 borrowed with interest rate of 6.4% p.a. (reducing rate) for 12 months. Interest AED 3,501. Total amount payable AED 103, 501.