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A World of Privileges Customised For You

There are special privileges offered to Standard Chartered employees, when it comes to Credit Cards and Loans.

As a Standard Chartered employee, you stand to enjoy pricing privileges and fee waivers.

You can express your interest by completing the form on the right, or dial ext. 46272 (Go2SB).

Credit Cards

    Standard Offer Staff Benefits
1 Finance Charges 3.25% per month 2% per month
2 Credit Card Annual Fee:
   Mastercard Titanium
   Manhattan Platinum
   Visa Infinite
   Saadiq Platinum (Murabaha)

AED 500
AED 300
AED 1,500
AED 300

Waived
Waived
Waived for 1st year
Waived
3 Easy Payment Plan Processing Fee 4% of finance amount 2% of finance amount
4 Cash Advance Fee 3% of Cash Advance amount or AED 100, whichever is higher Waived

More details and T&Cs >>

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Personal Loans

    Standard Offer Staff Benefits
1 Interest Rate Up to 16.99% p.a. New & Takeover Loans: up to 12.8% p.a.
Top Up: up to 14.1% p.a.
2 Processing Fee 1% of Loan Amount New & Takeover Loans: 0.5% of Loan Amount
Top Up: 1% of Cash in hand
3 Early Settlement Fee 1% of Settlement Amount Based on loan booking date:
>= 24 months: Waived
>12 - <24 months: 0.5% of loan amount settled
<= 12 months: 1% of loan amount settled

More details and T&Cs >>

Terms & Conditions

Processing fee for New Loan / Takeover for staff is 0.5% of Loan Amount (min AED 500 – max AED 2,500)
Processing fee for Personal Loan Top-up for staff is 1% of Loan Amount (min AED 500 – max AED 2,500)
For detailed product T&Cs kindly visit sc.com/ae

Frequently Asked Questions >>

House Rental Loan/Finance

    Standard Offer Staff Benefits
1 Interest/Profit Rate Up to 16.99% p.a. 0%*
*Interest Rate / Profit shall be borne by the cost centre
2 Processing Fee 1% of Loan Amount No processing fee
3 Early Settlement Fee 1% of Settlement Amount No early settlement fee

More details and T&Cs >>

Frequently Asked Questions >>

Home Loans

    Standard Offer Staff Benefits
1 Interest Rate First 12 months: 3.49%-3.75%
After 12 months:
   Standard: 12-month SCBLR + 2.75% prescribed rate
   MOA: 12-month SCBLR + 2.5% prescribed rate
First 12 months: 3.49%-3.75%
After 12 months:
   Standard: 12-month SCBLR + 2% prescribed rate
   MOA: 12-month SCBLR + 1.75% prescribed rate
2 Processing Fee Balance Transfer: NIL
Others: 1%
Balance Transfer: NIL
Others: 0.5%

More details and T&Cs >>

Terms & Conditions

The 12-month Standard Chartered Base Lending Rate (SCBLR) is updated on a daily basis, and is subject to future variation as dictated by Standard Chartered Bank. To view the latest applicable SCBLR, please visit our webpage here
The Prescribed Rate is higher by 0.25% for the option of no assignment of Life Insurance.
All loans are granted at the sole discretion of Standard Chartered Bank.
For detailed product T&Cs kindly visit sc.com/ae

Auto Loans

    Standard Offer Staff Benefits
1 Interest Rate Up to 4.34% flat p.a. 3.60% flat p.a.
2 Processing Fee 1% of finance amount
(min. AED 500 and Max. 2500)
Waived
3 Early Settlement Fee 1% of outstanding amount Based on months on book:
>= 24 months: Waived
>12 - < 24 months: 0.5% of loan amount settled
<= 12 months: 1% of loan amount settled

More details and T&Cs >>

Terms & Conditions

Interest Rates are subject to change, rates may be revised without prior notice
Interest Rate is quoted in flat and same will be converted in to equivalent reducing balance rate at the time of loan disbursal
For detailed product T&Cs kindly visit sc.com/ae



The applicable interest rates, fees and charges, and/or any waiver thereof which are reflected on this website are only valid for existing staff of Standard Chartered Bank UAE and DIFC ( referred to as "SCB") and Standard Chartered Holdings UAE(referred to as "SCH"). Upon resignation and/or termination of employment with SCB or SCH, the standard and prevailing commercial interest rates, fees and charges shall apply. The Bank reserves the right to vary the applicable interest rates, fees and charges, in accordance with the terms of our banking agreement, as may be amended and/or notified to you from time to time.