Shirkat ul Milk concept

The concept of Hire Purchase Shirkat ul Milk under Musharakah facilitates the customer to avail medium to long term financing.

Greater Financing

With Saadiq Commercial Mortgage, you can secure finance up to 60% for commercial properties.

Hassle-free Processing

Our efficient processing system ensures that you have a hassle-free experience when applying for Saadiq Commercial Mortgage

  • Early Payment/Settlement allowed

    Early & Partial Payment / Settlement is allowed for Saadiq Commercial Mortgage.

  • Flexible tenures

    Saadiq Commercial Mortgage can be availed for flexible payment tenors up to 15 years.

  • No prior relationship required

    No prior account relationship required with Standard Chartered Bank to avail Saadiq Commercial Mortgage

Fees & Charges

Schedule of Charges. For information on Fees & Charges, please refer to Important Information at Home Page of Islamic Banking



Bangladeshi citizen.

Mandatory documents for all
  • Finance Application Form
  • Valid Current Trade License
  • Trade License of last 3 years
  • Latest 12 months Bank Statement
  • National ID/Passport/Driving License of Business Owners
  • End use of fund declaration ( at the time of disbursement)
  • All Property related documents including.
    • Deed of Agreement (SCM)
    • Bia Deeds, all Khatians, Holding Tax, Land Tax.
  • Supporting Documents

    Please note that the above requirements are not exhaustive and the bank may require further documentation to open an account on a case to case basis.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.