Shirkat ul Milk concept

The concept of Hire Purchase Shirkat ul Milk under Musharakah primarily meant for medium to long term financing.

Attractive Finance Limit

Up to BDT 56 Million finance
With Finance Against Property, you can get finance up to 75% of the property value

Hassle-free Processing

Our efficient processing system ensures that you have a hassle-free experience when applying for Saadiq Finance Against Property

  • Early Payment/Settlement allowed

    Early & Partial Payment / Settlement is allowed for Finance Against Property.

  • Flexible tenures

    Saadiq Finance Against Property can be availed for flexible payment tenors up to 15 years.

  • No prior relationship required

    No prior account relationship required with Standard Chartered Bank to avail Saadiq Finance Against Property

Fees & Charges

Schedule of Charges. For information on Fees & Charges, please refer to Important Information Section at Home Page of Islamic Banking



Bangladeshi citizen.

Age requirement

Minimum 24 years old

Mandatory documents for all
  • Finance Application Form
  • Valid Current Trade License
  • Trade License of last 3 years
  • Latest 12 months Bank Statement
  • National ID/Passport/Driving License of Business Owners
  • End use of fund declaration ( at the time of disbursement)
  • All Property related documents including..
    • Title Deed
    • Bia Deeds, all Khatians, Holding Tax, Land Tax etc.
  • Supporting Documents

    Please note that the above requirements are not exhaustive and Bank may ask for supporting documents for credit assessment on a case-to-case basis.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.