Key Features

One Stop Service
Our dedicated team of Mortgage Specialists will help you arrange for the following:

  • Property valuation
  • Legal documentation
  • Fire Insurance
  • Mortgage Reducing Term Assurance (optional)


  • Identity Card or Passport
  • Letter of confirmation of employment with salary details
  • Latest 3 months payslip
  • Latest 6 months savings passbook/bank statements where salary is credited
  • Copy of Land Title Deed
  • Copy of approved House Plan with scaled measurements
  • Copy of Sale & Purchase Agreement/Contract Agreement
  • Rental agreement (if applicable)
  • Brunei Shell Home Ownership Scheme letter from BSP (for Shell HOS only)
  • Certificate of Balance (for takeover loans only)
  • Any other relevant documents

Additional Benefits

  • JustOne Current Account
    No minimum balance required when this is your loan repayment account.
  • Online Banking
    Convenient and secure banking anytime, anywhere.
  • SMS Alerts
    Stay updated and protect your account against fraudulent activity with our timely alerts.
  • Phone Banking
    24/7 access to a wealth of financial information and services.
  • Credit Card
    Two years annual fee waiver when you apply for a Credit Card together with your home loan. Also, earn an extra 1000 reward points when you start using the card.
  • Special discount on processing fee
    Enjoy great savings on your loan processing fee if you are a Priority Banking member, or maintain an active salary account with us.

Useful Information

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  • Value Added Services

    We will assist you with valuation, legal documentation and insurance to help create a hassle-free home buying experience for you.

  • Home Loan Service Guarantee

    Receive your offer letter within 5 working days or we will pay for the delay.

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