From starry nights in Scandinavia to 5-star villas in the Maldives. Go anywhere.

From now till 31 May 2017, you could win a holiday entirely of your own choosing! Accumulate a total spend of BND1,000 per month with your Standard Chartered Credit Card and earn 1 chance for every BND100 spent.



Grand Prize
A trip of a lifetime worth BND30,000

2nd & 3rd Prize
LFC match day tickets for 2 + BND1,000 travel voucher

Consolation Prizes
BND1,000 travel voucher x 9

Earn 2x credit card rewards points on your *spending!

* Valid on purchases made at participating travel agents, supermarkets and online.


Terms and Conditions
Trip of A Lifetime Promotion (“this Promotion”) Terms and Conditions (“these Terms and Conditions”):
  • This Promotion begins on 11 March to 31 May 2017 (“Promotion Period”).

  • This Promotion is open to all eligible Standard Chartered Credit Cardmembers whose cards are issued by Standard Chartered Bank Brunei.

  • A minimum accumulated credit card spend of BND1,000 must be achieved for each month in order for the transactions of that month to qualify for the lucky draw. Every BND100 spend is equivalent to one (1) chance at the final draw at the end of the Promotion Period.

  • Each month’s spend period is defined as follows:

    Month Period
    1 11 March to 31 March 2017
    2 1 April to 30 April 2017
    3 1 May to 31 May 2017
  • For the purpose of the lucky draw, the accumulative spend by the basic and supplementary cardholder will be combined.

  • Retail spending and cash advance will qualify for this Promotion.

  • For the purpose of computation of chances, all foreign currency transactions will be converted to Brunei Dollars at a rate we reasonably consider appropriate.

  • Any transaction reversal will be excluded from this Promotion.

  • Subject to these Terms and Conditions, ten (10) potential winners will be selected and contacted 2 weeks after the end of the Promotion Period to attend the Grand Draw event at which a Grand Prize winner will be determined. The random selection will be made based on their cumulative number of chances over the Promotion Period by a computerised system from the pool of eligible entries on the draw date. The date of the Grand Draw event will be communicated to the potential winners.

  • Potential winners for the Grand Draw will be notified by SMS and/or telephone at their phone numbers in our records only.

  • Draw prizes are as follows:

    Winner Prize for each Draw Number of Winners
    Grand BND30,000 Travel Voucher 1x
    1st & 2nd Runner Up 2 Liverpool Football Club Match tickets + BND1,000 Travel Voucher 2x
    Consolation BND1,000 Travel Voucher 9x
  • All potential winners must be present at the Grand Draw event in order to be eligible to win the Grand Prize.

  • The Grand Prize winner must utilise at least BND20,000 on purchasing travel packages at our assigned travel agent partner for this promotion and the remaining unutilized amount will be transferred to their Savings or Current account. The remaining unutilized amount to be transferred must not exceed BND10,000, whereas the travel voucher may be utilized to purchase any number of travel packages within the span of 6 months of receiving the prize.

  • The winners of the Liverpool Football Club Match tickets will be informed of the assigned match dates once the English Premier League fixtures for the 2017/2018 season becomes available in June. In the event the winners are unable to attend any of the match dates, the tickets will be forfeited and no alternative prize will be offered. Winners are responsible for arranging their own travel tickets, accommodation and visa, if required.

  • The prizes are non-transferable, non-exchangeable and non-redeemable for cash, credit or any other prizes and other items in part or in whole.

  • Standard Chartered Bank reserves the right to draw reserve winners to substitute any winner subsequently found to be disqualified.

  • Standard Chartered Bank makes no warranties or representations whatsoever as to the quality of fitness for purpose or any other implied terms or conditions with respect to the prizes.

  • Standard Chartered Bank will not be liable or responsible whatsoever in respect of any damages, defects, deficiencies, losses of life, illnesses or injuries sustained from the winner’s utilisation of the prizes.

  • Standard Chartered Bank shall not accept any responsibility for the services and products offered by our assigned travel agency partner, Freme Travel Services Sdn Bhd. The services and products are the responsibility of Freme Travel Services Sdn Bhd and are subject to their terms and conditions.

  • Standard Chartered Credit Cardmembers who accumulate a minimum spend of BND1,000 each month at any of the Participating Outlets listed in 2.3.3 below and Online transactions during the Promotion Period will be eligible for double reward points.

  • Additional reward points will be capped at 1,000 Reward Points per cardholder each month.

  • ‘Participating Outlets’ refer to:

    • Century Travel Sdn Bhd
    • Freme Travel Services Sdn Bhd
    • Darussalam Holdings Sdn Bhd
    • Halim Tours & Travel Sdn Bhd
    • Pan Bright Travel Service
    • Southern Cross Travel Agencies
    • Anthony Tours & Travel Agency
    • At-Taqwa Travel Tours
    • Hua Ho Supermarket & Departmental Stores
    • Supasave
    • Sim Kim Huat
    • First Emporium
    • Freshco
    • Sin Kew Hin
  • Online transactions will be identified when there is a valid URL address indicated in the transaction details.

  • For the purpose of the double reward points, the accumulative spend by the basic and supplementary cardholder will be combined.

  • Any additional Reward Points awarded under this Promotion will be reflected in the following month’s statement.

  • Any transaction reversal will be excluded from this Promotion.

  • Standard Chartered Credit Cardmembers are eligible to participate in both the Lucky Draw and Double Reward Points.

  • Standard Chartered Bank Employees are not eligible to participate in the Lucky Draw however may qualify for the Double Reward Points.

  • This Promotion is governed and subject to be contained within the our terms and conditions on which we provide our products including the Customer Terms, Credit Card Terms and any other documents forming our banking agreement.

  • We may vary, modify, delete or add to these Term and Conditions by notice to you in accordance with our usual practice and in accordance with any applicable law. This may include giving notice to you by public announcement as set out in Clause 7.3 of Customer Terms.

  • We may substitute benefits with similar value and at any time without prior notice and without assigning reasons thereof.

  • We may cancel or withdraw this Promotion at any time.

  • In the case of any disputes arising from or in connection with this Promotion, our decision is final and conclusive.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.