Flexible repayment

Have the option to pay as little as 8.33% of the amount due (subject to a minimum of BND40) or enjoy up to 50 days interest-free credit when you settle your bill in full.

Convenient payment methods

Pay your credit card bills through Online Banking, ATMs, Cash deposit machines, standing instruction or branches.

Online Banking

Enjoy round-the-clock access to your card account. You can view your recent transactions, check your available limit, pay your card bills and redeem your rewards anytime, anywhere.

SMS Banking

Find out your latest balance, payment due date, reward points balance and more via SMS.


Available as an app as well as a web-based platform at, this enables you to pay your bills and purchase PowerInstant and Easi top-ups with your credit card.
You also enjoy the following features:

  • The Good Life
  • 360 Rewards
  • 0% EasyPay
  • Secure Online Shopping
  • Promotions

Annual Fee

For RBC MasterCard Classic

  • Basic: BND22
  • Supplementary: BND10

For RBC MasterCard Gold

  • Basic: BND60
  • Supplementary: BND40

Fee Waiver

First year free

Interest Rate

If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 1.5% per month on the outstanding balance from the statement date.

Credit Limit

Credit card limit will be based on your gross monthly salary as follows:

BND500 - BND999 1x
BND1,000 - BND9,999 2x
BND10,000 and above Subject to the Bank's discretion



Minimum Annual Income

  • Brunei citizens and permanent residents:
    BND7,000 p.a.
  • Foreigners:
    BND12,000 p.a.

Required Documentation

  • Copy of I/C principal and supplementary card applicants (Passport, if non-Bruneian)
  • Copy of latest salary slip
  • Copy of latest savings passbook or bank statement where salary is remitted
  • Copy of employment letter or contract, if working on contract basis
  • Copy of bank statement of business, if self-employed (last 3 months)
  • Copy of business registration certificate, if self-employed

Useful Information


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Standard Chartered Bank (Brunei) Limited makes no warranties, representations or undertakings about and does not endorse, recommend or approve the contents of the 3rd Party Website.

In addition to the terms stated in Standard Chartered Bank (Brunei) Limited's Important Legal Notices, Standard Chartered Bank (Brunei) Limited shall have no responsibility or liability in connection with the content of or the consequences of accessing the 3rd Party Website, including any virus arising from or system failure associated with the 3rd Party Website.

In the event of any inconsistency between the terms herein / the Bank's Important Legal Notices and the terms on the 3rd Party Website, the terms herein / the Bank's Important Legal Notices will prevail.

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