Flexible repayment

Have the option to pay as little as 8.33% of the amount due (subject to a minimum of BND40) or enjoy up to 50 days interest-free credit when you settle your bill in full.

Convenient payment methods

Pay your credit card bills through Online Banking, ATMs, Cash deposit machines, standing instruction or branches.

Online Banking

Enjoy round-the-clock access to your card account. You can view your recent transactions, check your available limit, pay your card bills and redeem your rewards anytime, anywhere.

SMS Banking

Find out your latest balance, payment due date, reward points balance and more via SMS.

MyBillPayment

Available as an app as well as a web-based platform at www.mybillpayment.biz, this enables you to pay your bills and purchase PowerInstant and Easi top-ups with your credit card.
You also enjoy the following features:

• The Good Life
• 360 Rewards
• 0% EasyPay
• Secure Online Shopping
• Promotions

Annual Fee

For RBC MasterCard Classic

• Basic: BND22
• Supplementary: BND10

For RBC MasterCard Gold

• Basic: BND60
• Supplementary: BND40

Fee Waiver

First year free

Interest Rate

If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 1.5% per month on the outstanding balance from the statement date.

Minimum Annual Income

• Brunei citizens and permanent residents:
  BND7,000 p.a
• Foreigners:
  BND12,000 p.a

Required Documentation

• Copy of I/C principal and supplementary card applicants (Passport, if non-Bruneian)
• Copy of latest salary slip
• Copy of latest savings passbook or bank statement where salary is remitted
• Copy of employment letter or contract, if working on contract basis
• Copy of bank statement of business, if self-employed (last 3 months)
• Copy of business registration certificate, if self-employed

Useful Information

• 360 Rewards Programme
• The Good Life
• Secure Online Shopping
• 0% EasyPay