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  • All discounts and benefits are subject to availability by the merchants. We and the merchants have the discretion to vary and substitute discounts and benefits without prior notice.
  • If you are not satisfied with the products, goods or services purchased using discounts and benefits offered by our credit cards, you can direct your queries and feedback directly to the merchants. We are not responsible for the quality of the products and goods or the quality of the services provided by the merchants.
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