Details

  •     Key Features
    • One Stop Service
      Our dedicated team of Mortgage Specialists will help you arrange for the following:
      • Property valuation
      • Legal documentation
      • Fire Insurance
      • Mortgage Reducing Term Assurance (optional)
    • Home Loan Service Guarantee
      We've pledged to issue you an offer letter within 5 working days. And if we don’t fulfil our pledge, we will pay BND50* to you for each day of delay.

      * Up to BND400. Terms and Conditions apply.
  •     Documentation
    • Identity Card or Passport
    • Letter of confirmation of employment with salary details
    • Latest 3 months payslip
    • Latest 6 months savings passbook/bank statements where salary is credited
    • Copy of Land Title Deed
    • Copy of approved House Plan with scaled measurements
    • Copy of Sale & Purchase Agreement/Contract Agreement
    • Rental agreement (if applicable)
    • Brunei Shell Home Ownership Scheme letter from BSP (for Shell HOS only)
    • Certificate of Balance (for takeover loans only)
    • Any other relevant documents
  •     Additional Benefits
    • JustOne Current Account
      No minimum balance required when this is your loan repayment account.
    • Online Banking
      Convenient and secure banking anytime, anywhere.
    • SMS Alerts
      Stay updated and protect your account against fraudulent activity with our timely alerts.
    • Phone Banking
      24/7 access to a wealth of financial information and services.
    • Credit Card
      Two years annual fee waiver when you apply for a Credit Card together with your home loan. Also, earn an extra 1000 reward points when you start using the card.
    • Special discount on processing fee
      Enjoy great savings on your loan processing fee if you are a Priority Banking member, or maintain an active salary account with us.

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