Open to applicants aged 15 years and above
Minimum opening deposit of BND500*
For Student $aver, minimum opening deposit is BND10.

Additional Features

  • Yearly statement** to help keep track of your account activities
  • Interest* accrued on a daily basis and paid yearly
  • Enjoy higher interest rate than standard accounts
  • Option to top up your account any time you please
  • Flexibility to withdraw^ your funds once a year to meet those unexpected needs.
  • Apply for a credit card using your account as a security pledge.

*Applicable to the first BND5,000 of deposit (BND2,000 for Student $aver). Normal interest rates apply to deposits above BND5,000. Interest rate is subject to review at the Bank's sole discretion.

^ Withdrawal is allowed once a year between 1 January and 31 December, both dates inclusive. For second and subsequent withdrawals, lower interest will be paid on the remaining deposit balance from the withdrawal date till 31 December of the following year.

**Statements for these accounts will be sent electronically. Hard copy statements are available upon request and may be subject to a fee.

All deposits of Standard Chartered Bank Brunei are guaranteed protection up to a maximum of BND50,000 per depositor under the Deposit Protection Order 2010.  Deposits not protected under the Order are: (1) deposits that are not payable in Brunei Darussalam, (2) money market deposits, (3) structured deposits, premium currency investments, unit trusts, bonds and structured notes, (4) negotiable instruments of deposit and other bearer deposits, (5) repurchase agreements, and (6) any other liability or financial instrument as may be specified by the Bank. For further information visit

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  • Attractive Interest Rates

    Enjoy higher interest rates than standard accounts.

  • Flexibility

    Top up any time during the tenure and enjoy the flexibility to make cash withdrawal once a year to meet those unexpected needs.

  • Credit Card

    Apply for a credit card using your account as a security pledge.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.