Details

Term Loans are a structured form of borrowing intended to finance specific transactions or assets.

Drawings are usually made in one amount and the repayment is typically made by fixed monthly, quarterly or annual repayments depending on the nature of the underlying transaction, and the cash flow it generates.

Short Term Loan

This is a contract between a borrower and the Bank where the customer is provided a loan amount either in local or foreign currency for a period not exceeding one year. Interest is charged on the individual drawings made under the loan at a rate agreed at the time of the drawing.

Medium Term Loan

This is a contract between a borrower and the Bank whereby the Bank provides the borrower with an amount, for a period in excess of one year and up to 5 years. The principal and interest are paid over the tenor of the loan as per the agreed terms.

Long Term Loan

This is a contract between a borrower and the Bank where Standard Chartered Bank provides the borrower with an amount in local currency for a period in excess of 5 years and up to 7 years. Principal and interest will be repaid over the tenor of the loan as per the agreed terms.

Terms & Conditions apply.

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