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  • Standard Chartered Bank (China) Foreign Currency Mortgage Loan Benchmark Rate (p.a.%) (Updated as of 1st Jun, 2017)
5.5000% 6.2500% 4.5000%
  • PBOC Benchmark Rate for RMB Mortgage Loan (p.a.%)
> 5 Year 1-5 Year <= 1 Year
4.9000% 4.7500% 4.3500%

*Above Foreign Currency  Mortgage Loan Benchmark rate is only applicable for loans applied in 2013 and after. Foreign Currency Mortgage Loan is  available to Hong Kong, Macau, Taiwan residents, PRC citizens with green cards of foreign countries and foreigners only.

*Above information is for reference only. The Bank has the discretion to change the Benchmark rate from time to time upon different market situation.

*The English version is for reference only and if there is any discrepancy between the Chinese version and the English version, the Chinese version shall prevail.

* For detailed information, please call 400-888-8083.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.