- Flexible deposit tenor, from overnight to five years.
- Comprehensive account types to meet your various business needs.
- We offer competitive interest rate for large amount foreign currency deposit.
|Minimum Deposit Amount||RMB 100,000 (or its equivalent in foreign currency)|
|Minimum Withdrawal Amount||RMB 50,000 (or its equivalent in foreign currency)|
|Tenor||RMB||3m, 6m, 12m, 24m, 36m, 60m|
|FCY||1m, 3m, 6m, 12m, 24m|
Subject to "Terms and Conditions – SME Fixed Deposit", if the customer requests for partial early withdrawal of a Fixed Deposit, the Bank may agree to such request, provided that the amount of such partial early withdrawal is not less than the minimum withdrawal amount required by the Bank.
If the remaining balance of a Fixed Deposit after a withdrawal becomes less than the minimum deposit amount required by the Bank, the remaining balance may be:
Transferred on the same day of withdrawal into a Current Account and subject to any terms and conditions applicable to such Current Account; or
Placed as another type of deposit as instructed by the customer after completion of necessary applications and formalities.
If the remaining balance of a Fixed Deposit after a withdrawal is more than or equivalent to the minimum deposit amount required by the Bank, the remaining balance will be retained as a Fixed Deposit, in which case the deposit tenor will be calculated from the date of original placement. The Bank will pay interest on the early withdrawn amount at the current account interest rate on the day of withdrawal for the real deposit period.
Any placement, renewal or withdrawal of a Fixed Deposit shall be processed by the Bank on its business days.
Note: This material is for reference only, and does not constitute offer or invitation for offer of any financial service or product. Please refer to relevant service or product terms for details of the service or product. Standard Chartered Bank (China) limited (the "Bank") may alter any contents herein at its sole discretion at any time, and please make sure to check with your Relationship Manager for details. The Chinese version shall prevail in case of a discrepancy between the English version and Chinese version.
Call our hotline for further information.
(0830-1800, Monday to Friday)
800 988 0018 (Telephone)
400 888 8393 (Mobile)
Alternatively, please complete our contact form and we will be in touch as soon as possible.
Visit the branch that is nearest to you.
Wise investment helps business grow. To decide whether there is a need to invest in long-term assets or operating capital, enterprises should make an investment evaluation based on the following three elements: My business, competitive edge and clients.More details »
Good cash management for your business means the careful assessment of the level of cash on hand and ensuring that idle funds are wisely invested. Such idle funds are not indispensable for daily business and also need not lie as a stockpile.More details »
As business expands, you can take advantage of our international network and trade expertise in over 1700 office and through dedicated SME Relationship Managers in more than 60 countries across five continents.More details »
A fully integrated internet banking solution that helps to add value to your business. It is a platform for our customers to efficiently perform account inquiries, cash management and transactions. It also offers a wide range of payment solutions on a single channel, including domestic transfer, international transfer, payroll etc.More details »
Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.
Important Security Message – Heartbleed Bug
A security vulnerability has been detected in the commonly used OpenSSL 1.0.1a-f. The Open Secure Sockets Layer (SSL) provides communication security and privacy over the Internet for applications such as web, email, instant messaging (IM), virtual private networks, etc.
Standard Chartered Bank websites and banking services are secure and not affected by this vulnerability. However, please remain vigilant and contact the Bank if you notice any suspicious activity in your account.