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Business deposit rates

Enterprise Deposit Interest Rates

Enterprise Deposit Interest Rates

Should you have any enquiries, please contact your Relationship Manager or our Client Service Hotline 800-999-0213.

Foreign Currency Interest Rate (% per annum)
Currency Current Account 7 Day Call Deposits 1-Month Time Deposits 3-Month Time Deposits 6-Month Time Deposits 1-Year Time Deposits 2-Year Time Deposits
USD 0.0500 0.0500 0.0100 0.3000 0.4000 0.5000 NA
HKD 0.0100 NA 0.0100 0.1500 0.3500 0.6500 NA
EUR 0* NA 0.0010 0.0010 0.0010 0.0010 NA
YEN 0* NA 0.0010 0.0010 0.0010 0.0010 NA
GBP 0* NA 0.1000 0.2000 0.3000 0.4000 NA
CAD 0.0500 0.0500 0.0100 0.3000 0.5000 0.6000 NA
CHF 0* NA NA 0.0001 0.0001 0.0001 NA
AUD 0.2500 0.3000 1.0000 1.3500 1.5000 1.5800 NA
SGD 0.0001 NA 0.1250 0.2000 0.2500 0.3000 NA
NZD 0.2500 1.2000 1.2500 1.3500 1.4000 1.5000 NA

*New changes effective from April 1, 2017


RMB Interest Rate (% per annum)
Item Interest Rate (% per annum)
1. Current Account 0.350
2. Time Deposits  
3 Months 1.10
6 Months 1.30
1 Year 1.50
2 Years 2.10
3 Years 2.75
3. Premium Saving Accounts 1.150
4. Call Deposits  
1 Day 0.800
7 Days 1.350

* Effective from October 24th, 2015