FCY Master - Wide range of currencies selection and flexible allocations help you optimize asset allocation.
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  • FCY Master Promotion:

    Promotion Period:2017.6.01 – 2017.7.31

    RMB+FCY Special package

    During the promotion period , customers who open a qualified RMB time deposit account are entitled to special foreign currency time deposit (“TD”) rates as follows:

    RMB TD Term Foreign Currency FCY TD Term Preferential Interest Rate
    3 months USD 3 months 2.00% p.a.
    6 months 6 months 2.30% p.a.
    1 year or 2 years 1 year 2.50% p.a.
    3 months HKD 3 months 1.70% p.a.
    6 months 6 months 1.90% p.a.
    1 year or 2 years 1 year 2.10% p.a.
    3 months AUD 3 months 2.60% p.a.
    6 months 6 months 2.80% p.a.
    1 year or 2 years 1 year 3.00% p.a.

    Terms and Conditions:

    • The opening month of RMB time deposit should be same as FCY time deposit.
    • The amount of foreign currency time deposit should be no more than RMB time deposit amount (by equivalent value).
    • The minimum amount of RMB time deposit should be RMB 50,000.
    • The special package is only open for customers without RMB TD early break record and should follow special rate application process.
    • The above preferential interest rates in all FCY Master offers may vary with market conditions. Rates quoted in final documentation issued by the Bank shall prevail.
    • Upon maturity of the foreign currency time deposit placed pursuant to the FCY Master offers hereunder, the Bank’s then applicable deposit interest rate (rather than the above special preferential rate) shall apply.
    • The Bank has the right to terminate or adjust the FCY Master offers from time to time without notice, according to regulatory requirement or due to change of market conditions.
    • Currency exchange may fluctuate with positive or negative impact on your return.
    • This information does not constitute an offer of services or products. The Bank is entitled to make changes to relevant information (such as promotional time periods, promotional details, etc.) within a reasonable time and publish them on the Bank's website. You can require this Bank to fully explain and describe the rules of this promotion before participating.
    • If there is any inconsistency or conflict between the English and Chinese versions, the Chinese version shall prevail for all purposes.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.