Standard Chartered Investment Services

Whether it be investing in foreign exchange currency, stocks, commodities or interest rate linked investments, Standard Chartered Bank is committed in offering a diverse portfolio of "Asset Allocation" for your personal Wealth Management in China. We aim to satisfy your financial needs by helping you fully understand your financial condition, risk appetite and product suitability by offering worldwide diversified investment channels. The "Dynamic Return Investment" is one of our main wealth management tools we designed for you.

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Dynamic Return Investment

Standard Chartered helps you grow your wealth with a diverse range of investment opportunities and asset allocations that suit your appetite for risk. Our Dynamic Return Investment tool was specifically designed to meet your unique needs.

Using this tool, link your return on investment by diversifying the underlying assets in your portfolio across a wide range of asset classes to suit your profile.


Standard Chartered's Dynamic Return Investment offers a wide range of benefits.

Flexible Investment Solutions
Enjoy the flexibility to choose from a wide range of investment products based on your personal preferences such as investment environment, underlying asset, tenure, principal protection level, yield calculation method, etc.

Diversified Market Risk
By linking with various underlying assets, the Dynamic Return Investment helps you access the global investment market and diversify your risk.

Enhanced Investment Return
Derivatives can help improve market participation, thereby enabling you to enjoy a leveraged enhanced return from the underlying market performance.

All-weather Investment
No matter what market conditions prevail, Dynamic Return Investment allows you to find an investment solution that allows you to pursue expected returns.

Transparent Investment
Enjoy greater transparency and easy access to the underlying assets in your portfolio with Dynamic Return Investment.

"Dynamic Return Investment" Family Members

Standard Chartered's Dynamic Return Investments are divided into two major series:

Principal +

Choice +

Series Product Name Underlying Asset Principal Protection Investment Term Minimum Investment Amount
Choice + Premium Currency Investment FX Market No Short US$ 10,000 or equivalent
Enhanced Premium Currency Investment FX Market No Short US$ 10,000 or equivalent
Principal + Principal Protected Currency Link Investment FX Market Yes Short/Medium US$ 10,000 or equivalent
Principal Protected Interest Rate Link Investment Interest Rate Market Yes Short/Medium US$ 10,000 or equivalent
Principal Protected Stock Link Investment Stock Market Yes Medium/Long US$ 10,000 or equivalent
Principal Protected Commodity Link Investment Commodity Market Yes Medium/Long US$ 10,000 or equivalent

Important Information

Friendly Reminder: Any information about individual Wealth Management products offered by Standard Chartered Bank (China) Limited ("Bank") is subject to announcement on the Bank's official website.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.