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Enjoy Flexible Tenor & Favourable Step-up Interest Rate on Early Withdrawal

Cn stepuptd en
Cn stepuptd en

Enjoy Flexible Tenor & Favourable Step-up Interest Rate on Early Withdrawal

Step-up Time Deposit Campaign

Step-up TMD Deposit campaign had been ended by 31th Dec 2020, the page is only for interest rate inquiry of deposit early withdrawal.

Step-up Time Deposit Campaign

  • Step-up USD Time Deposit: From May 1st to May 31st, 2019

    Step-up HKD Time Deposit: From May 1st to May 31st, 2019

    1. Step-up Time Deposit in this form refers to the time deposit of selected foreign currencies (currently including USD and HKD) offered to all individual clients by the Bank.
    2. The minimum initial amount of Step-up Time Deposit is USD 30,000 or HKD 200,000 respectively and the tenor is 2 years.
    3. Withdrawal and Renewal of Step-up USD Time Deposit

    a) Only full early withdrawal is permitted for Step-up Time Deposit while partial early withdrawal is not allowed.

    b) Clients may withdraw Step-up Time Deposit in full amount before the maturity date by visiting the Bank’s branches or calling our Client Care Center Hotline or through other channels announced by the Bank at that moment.

    c) Step-up Time Deposit will not be automatically renewed upon maturity; the principal and all accrued interest will be credited upon the maturity date to the designated USD or HKD account of the customer with the Bank.

    4.After the successful placement of Step-up Time Deposit, the Bank will provide the Deal Confirmation Letter to clients with full deal details. Clients may also login online banking or mobile banking to inquire full deal details.

    1. Foreign exchange rate may rise or fall with uncertainty due to unexpected market changes. Foreign currency transaction has potential inherent risks and may have positive or negative impact on the client’s interest earnings.
    2. The Bank has the right to change the offer details of this Campaign (such as product design, Terms & Conditions, etc.) to the extent permitted by laws and regulation, and make public announcement accordingly on its official website within reasonable time. Clients has the right to request the Bank to fully introduce and explain the rules of this Campaign.
    3. From this event, qualified “Priority Banking Client” means the period of the event:

    (1) The total deposits and investments of the “Priority Banking Client” in the Bank amounted to RMB 500,000 (or equivalent foreign currency) and above; or

    (2) As of the last working day of each month, the outstanding principal amount of the client’s real estate mortgage loan in the Bank amounted to RMB 2 million (or equivalent foreign currency) or above.

    1. New funds refer to the funds deposited (or remitted) by the client after March 31, 2019.
    2. The English version is for your reference only and should there be any discrepancy between the Chinese version and the English version, the Chinese version shall prevail.
    3. “the Bank”, “Standard Chartered” or “Standard Chartered Bank” all refer to Standard Chartered Bank (China) Co., Ltd.