• Simple and Fast

    Staff exclusive access
    Simple application process
    Simplified documentation
    Fast review and approval

  • Best Rate

    Preferential foreign currency exchange rate
    Preferential investment product subscription fee
    Staff exclusive insurance products
    ATM cash withdrawal fee waiver (Breeze Banking & Platinum debit cards)

  • 24/7 Service

    7X24 hotline
    Staff portal
    Online banking/mobile banking
    Free SMS alerts

  • hotline

    Retail Banking Service Hotline 400 888 8083
    Priority Banking Service Hotline 400 888 8322

Credit Card

Annual Fee Staff Promotion

Platinum (Zhen Cheng) Card Gold (Zhen Yi) Card
Staff can enjoy 0 annual fee for Platinum (Zhen Cheng) Cards in the first year and waive annual fee (CNY800) in subsequent years if you spend CNY80K a year with it (external clients: waive annual fee (CNY2,500) if spending minimum CNY150K a year) Staff can enjoy 0 annual fee for Gold (Zhen Yi) Cards.
Staff can enjoy 0 annual fee for Platinum (Zhen Cheng) Cards in the first year and waive annual fee (CNY800) in subsequent years if you spend CNY80K a year with it (external clients: waive annual fee (CNY2,500) if spending minimum CNY150K a year) Staff can enjoy 0 annual fee for Gold (Zhen Yi) Cards.

If you want to learn more about Credit Card benefits and campaigns, please access our website https://www.sc.com/cn/credit-cards/

Who can apply?

Standard Chartered permanent staff in following 16 cities, with a monthly salary of more than 3,500 yuan before tax, are eligible to apply

Shanghai Beijing Shenzhen Chengdu Hangzhou Suzhou(Kunshan) Guangzhou Dalian Nanjing Nanchang
Zhuhai Ningbo Qingdao Xiamen Tianjin Chongqing
Zhuhai Ningbo Qingdao Xiamen Tianjin Chongqing

Application Channel

Dedicated employee online application

Tips for Application

1. Staff are advised to fill up direct debit instruction info during application
2. In addition to personal ID documents (details indicated in above Chinese instruction), employees are required to upload a PeopleSoft employee information page screenshot.

Personal Loan

Personal Loan Staff Rate

Unsecured Personal Loan offers special staff rate now. Let’s help you solve cash flow problems!

  1. Special Monthly Rate: 1% (non-staff: 1.75%)
  2. More simplified application: staff is required to submit 2 supporting documents only - staff ID card and the screenshot of payslip for the latest three months in peoplesoft
The above supporting documents are required as must-to-have by the personal loan application. PL sales will contact you if supplementary documents are further needed.

1. More convenient repayment: by bonding with the payroll card
Must-to-know conditions:

1. Staff rate is only available for those who work in Beijing, Shanghai, Shenzhen, Guangzhou, Tianjin, Chengdu, Chongqing, Xiamen, Suzhou, Hangzhou
2. Only for China mainland resident

How to apply (choose any of the three):

1) Online application (recommended): click here to leave your contact information online, PL sales will contact you soon. Please prompt you’re staff with PWID.
2) Call PL hotline: 400 830 6388.
3) Scan QR code through wechat: leave your contact information by mobile, PL sales will contact you soon. Please prompt you’re staff with PWID.

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Mortgage Loan

We provide wide range of loan currency options such as USD, SGD, HKD and RMB etc. *

We bear all third party fee & charges including Annual Service Fee, Mortgagee's Right Registration Fee, Insurance Fee, Legal Fee, Valuation Fee and Mortgage Loan Contract Notarization Fee if any.

*Foreign currency loans only apply to applicant: foreign passport holders. HMT(Hong Kong citizens, Macau citizens and Taiwanese) and Chinese Passport holders with overseas PR Permit.

Terms and conditions

  1. 1. “The Bank”,”Our Bank” refers to Standard Chartered Bank (China) Limited.
  2. 2. “Staff” means all staffs excludes labour dispatching staff, interns, retired staff, part-time staff.
  3. 3. All product offerings are open to staff of Standard Chartered (China) limited only, not transferrable.
  4. 4. Staff needs to bring his/her staff card to enjoy the product offerings.
  5. 5. This document is for reference only and does not constitute an offer or solicitation for offer of any services or products. Please refer to the     specific service or product terms and conditions for detailed information of such services or products.
  6. 6. The Chinese version shall prevail in case of a discrepancy between the English version and Chinese version.