You have 30 calendar days from your card approval date to complete all qualifying actions, including eligible card spend, fresh fund deposit and maintenance, and SC Online Trading Account opening. The earlier you qualify, the sooner you’ll receive your welcome rewards. Refer to Terms and Conditions for more details. ​
 

Illustrative example 1: Your card is approved on 15 Oct 2026 (you will receive an approval email from the Bank). Your qualifying period of 30 calendar days is up to 14 Nov 2026. If you complete all qualifying actions by 29 Oct 2026, your eligibility will be verified on 31 Oct 2026 and your welcome rewards will be credited within 10 working days of the following month, by 16 Nov 2026. ​
 

Illustrative example 2: Your card is approved on 15 Oct 2026 (you will receive an approval email from the Bank). Your qualifying period of 30 calendar days is up to 14 Nov 2026. If you complete all qualifying actions by 10 Nov 2026, your eligibility will be verified on 30 Nov 2026 and your welcome rewards will be credited within 10 working days of the following month, by 14 Dec 2026. ​

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