Meet the author
Based in Hong Kong, Carmen has 20 years of banking experience across client coverage, transaction banking, RMB and network strategy. Before joining Standard Chartered, Carmen held a variety of key client-facing roles at Citi, including head of global transaction services, head of corporate client coverage, and head of real estate for Citi in Hong Kong. Prior to joining the banking industry, she had a number of years of hotel development experience, covering China, Taiwan and Japan for a US hotel management company. Carmen holds an MBA in Finance from the University of Southern California and a BA in Social Science from the University of Hong Kong.