Enjoy free online banking services

Foreign Exchange

Foreign Exchange

  • Get
    High
    High
    rates for your foreign exchange transactions
  • Enjoy up to
    12
    12
    currencies based telegraphic transfers
  • Experience
    Faster
    Faster
    turn around time in terms of settlements on all currencies

*Terms and Conditions apply

Enjoy the benefits of regular income

Fixed Income Securities

Fixed Income Securities

  • Investor
    Earn
    Earn
    annual and semi annual income
  • Receive
    Free
    Free
    eStatements
  • Get
    Access
    Access
    to wide variety of fixed income securities

*Terms and Conditions apply

We offer an affordable access to a range of assets and markets

Mutual Funds

Mutual Funds

  • Earn
    More
    More
    by investing across a range of assets, currencies and geographies
  • Enjoy
    Great
    Great
    rewards with reduced risks
  • Get
    Easy
    Easy
    expert support from investment advisors and fund managers

*Terms and Conditions apply

*Mobile Mutual Funds Platform T&Cs

*Online Mutual Funds FAQs

*Top Mutual Fund Picks Selection Process

Investment platforms are essentially online supermarkets that enable you to purchase a range of funds, shares, bonds, and other investments from one location, usually inside a tax-free Stocks and Shares ISA.

An investment fund is a capital of an investor used to purchase securities while each investor retains ownership and control of his own shares.

  • Lower fees
  • More control and flexibility
  • Ability to avoid brokerage bias
  • Access to online tools
  • Option to monitor investments in real-time

Yes, investing in funds online is safe and secure. The ownership of the units is transferred to you and helps you track all investment related transactions that happens on your bank account.

Yes, through regular interest or dividend payments or by selling a security at a higher price than was paid for it, the value above the original cost of the investment qualifies as investment income.

  • Get access to wide variety of fixed income securities
  • Get easy expert support from investment advisors and fund managers
  • Experience faster turn around time in terms of settlement on all currencies

There are many ways to evaluate investments. One way is simply to look at the monthly statement from your custodian to assess any unrealised loss or gain. The other way is to look at the quarterly performance statement from your investment advisor, money manager, or investment manager.

The key difference between Stock and Mutual Funds is that Stock is the term that is used to represent the shares held by an investor in one or more companies listed/unlisted on the local bourse. These shares indicate the ownership of a person in those companies. Whereas mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities/ financial asset. In effect, these individual investors will own shares of the fund.

  • Fixed Deposits
  • Mutual Funds
  • Shares
  • Treasury Bills
  • Bonds
  • Log into the SC Mobile App and Click on investing
  • Create your investment profile by answering a few questions to get started
  • Then proceed to click on the T-Bills and Bonds trading option under investing. ‘If you have existing local bonds applied for within the last four months; click on my holdings (to view your local investment portfolio)
  • To view and select available treasury bills and local bonds, click on the T-bills/ Bonds tab
  • Select your preferred local security (T-Bills or Bonds) then click BUY OR SELL
  • Buy if you want to invest in that particular security and sell if you are holding and want to withdraw
  1. “If you need your money in the next year, it should be in cash.”
    The stock market can fluctuate greatly. It’s no fun to need cash for, say, a down payment on your first home and find that your stocks are down 50%. If you’re house shopping, wedding planning or car buying within the next year, keep those necessary funds in a savings or money market account.
  2. Investing is an effective way to put your money to work and potentially build wealth, may also allow your money to outpace inflation and increase in value. This means, you ought to save up to 10%-20% of your after-tax income for investing in stocks, bonds and other assets.
Types of Schemes Minimum Investment Amount Maximum Investment Amount
Mutual Funds GHc 49.81 and above No maximum limit
Real Estate No minimum limit No maximum limit
Equity Shares Decided by the company No maximum limit

Most investors check situations at hand before they decide for the future; hence looking at this, investors will be unwilling or unable to trade securities because of certain regulations, taxes or penalties associated with doing so.

Yes, an investment can be cancelled. Investment may fluctuate in response to the market, and this may put your principal/investment amount at risk thus Investors may lose some or all of their initial investment amount. Hence, every investor is aware that investments can be negatively affected by foreign exchange risk.

In case of premature redemption, investors can approach the concerned bank/Post Office/agent thirty days before the coupon payment date. Request for premature redemption can only be entertained if the investor approaches the concerned bank/post office at least one day before the coupon payment date. The proceeds will be credited to the customer’s bank account provided at the time of applying for the bond.

Disclaimer

This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/gh and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/gh

 

PROCEED