Fixed Income Securities
Fixed Income Securities
  1. Investments
  2. Fixed Income Securities

Fixed Income Securities

Starting an investment portfolio lays the foundations for creating and managing your wealth

Benefits
  • annual and semi annual income

  • eStatements

  • to wide variety of fixed income securities

Investment Features

Wealth Planning

Long term, consistent investing is critical in wealth management and financial planning.

International Exposure

Achieve diversification by investing in different bonds across different regions. Our fixed income products are issued by reputable corporates, supranational and sovereigns.

Convenience

Investment has never been easier. Simply invest from your current account and enjoy the benefits of regular income.

Diversification

Diversify by investing in different type of bonds: onshore, offshore, corporate and government bonds.

A bond is a fixed income instrument that represents a loan made by an investor to a borrower (typically corporate or governmental). A bond could be thought of as an I.O.U. between the lender and borrower that includes the details of the loan and its payments.

Regular Income: Bond issuers are bound by the terms of the bond to pay out regular coupon income to the bondholders (subject to the credit risk of the issuer).

Hedge against inflation: With the proper bond selection, you may potentially earn an investment return which keeps pace with or even exceeds the inflation rate.

Capital appreciation: Like all instruments traded in the secondary market, the price of a bond can appreciate (or depreciate) over and above (or below) the initial purchase price, and allow an investor to realize capital gains (or losses).

You must have access to the SC mobile banking app and have a valid Investment Profile. If you do not have an Investment Profile or your investment profile has expired, you may create one or update it through the SC mobile app or through our online banking platform.

An Investment Profile is a tool that determines your overall appetite for investment risks. You should maintain an updated investment profile to invest via the online bonds and T-bills platform. You may create an Investment Profile through online banking and SC mobile.

A suitability assessment is an evaluation of your risk appetite based on the information provided in your Investment Profile i.e. risk tolerance, investment objective, investment experience or knowledge, financial situation and financial needs. This information is used to determine whether the selected investment suits you.

You can place purchase and sales orders via the online bonds and T-bills platform. You can also check the status of your orders on the platform.

Execution-only is a trading service that is restricted to only the execution of trades, without the client receiving any sales personnel advice about the merits or risks of the investments or their suitability.

While you can place your orders via our online bonds and T-bills 24 hours a day, we will process all orders received before cut-off time (2:00 PM Greenwich Mean Time) on the same day, otherwise, your order shall be processed on the next business day.

Your account will be debited within 3 business days of your submission of the order. Please keep your account sufficiently funded to ensure your request is completed. Kindly review order status to ensure your order is placed successfully.

In case your order is rejected, you will be contacted by either your relationship manager or a representative.

The minimum amount to subscribe for a treasure bill or local bond is GHS1,000.00.

The maximum amount to subscribe for a treasure bill or local bond is GHS500,000.00.

Proceeds from a sale will normally be released within 3 business days after sale of the investment.

You can use your current or savings account for the purposes of investing in bonds or T-bills.

Once you submit an order via the online bonds and T-bills platform, your order(s) cannot be amended. You may however cancel your order by calling our Client Care Centre on +233-302-633398/+233-242-436387 during working hours 8:30 am to 5:00 pm, weekends and holidays excluded or visit the nearest branch before your order is placed with the fund house. Any cancellation request received after the order is executed in the market will have to follow the redemption procedure. You can reach out to your relationship manager or branch manager for guidance on this.

This is calculated based on the current price of the bond and not the price at which the bond was purchased.

You can find orders not yet settled under order status for your tracking. Once we settle the orders, units will be allocated to your investment account; for redemption, proceeds will be credited to your current account. All settled orders will be displayed under transaction history.

  1. Telephone: Call our Client Care Centre on +233-302-633398/+233-242-436387 during working hours 8:30am to 5:00pm, weekends and holidays excluded, where our team of agents are standing by to assist you.
  2. Email us at feedback.ghana@sc.com
  3. In person: Visit the nearest branch and our dedicated staff will receive and address your complaint or contact your Relationship Manager.
  4. Letter: You may mail a letter to:
    The Head,
    Client Experience,
    Standard Chartered Bank Ghana Limited
    Box 768, Accra

Call Us

Call our hotline for further information.

0302 740100

Email Us

Please send us a message and we will be in touch as soon as possible.

Email Us

Locate Us

Visit the branch that is nearest to you.

Find a Branch
BACK TO TOP

Disclaimer

This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/gh and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/gh

 

PROCEED