Personal Unsecured Loan
Personal Unsecured Loan
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  2. Personal Unsecured Loan

Personal Unsecured Loan

Our unsecured loans help you meet your personal financing requirements

Benefits

Loan Features

Ease your financial management with our convenient repayment schedule of up to 6 years.

Credit Life Insurance covers you in case of death, leaving your relatives obligation free.

Unsecured loans that helps you in buying a brand new car, paying fees for your post-graduate degree or paying for your child’s school fees.

If your salary is paid through a Standard Chartered Bank account you could be eligible to take this loan.

Loan Calculator

Please fill in the following information for an estimation of your repayment amount. The Approximate Monthly Repayment figure for Standard Chartered's Personal Loan is indicative and is not meant to be final or binding on the Bank. The Bank reserves the right to determine the final interest rate in accordance with applicable laws and amount that can be borrowed.

Amount You Want To BorrowPlease enter an amount between NGN 175,000 and NGN 20,000,000

GHS

      Please enter a duration between 3 years and 6 years only.

      Your Preferred Payment Method

      years
      months

      Please enter a duration between 3 years and 6 years only.

      Interest Paid Comparison
      Tenure (in Years) Total Interest Paid Outstanding Loan
      1 3,281.94 10,000
      2 5,339.71 7,703.6
      3 6,081.87 4,491.21
      Download and Print
      Monthly payment446.72
      Total interest 6,081.87
      Apply Now

      Application Eligibility

      • Net minimum salary of GHS1,000
      • Salaried worker

      Documents Required

      • Completed application form
      • IID – Important Information Document
      • Passport / Driver’s Licence / National Identification Card / Voters ID
      • Most recent salary slip
      • Bank statements for the last 3 months
      • Letter of Undertaking required

      Application Eligibility

      • Net minimum salary of GHS1,000
      • Salaried worker

      Documents Required

      • Completed application form
      • IID – Important Information Document
      • Passport / Driver’s Licence / National Identification Card / Voters ID
      • Most recent salary slip
      • Bank statements for the last 3 months
      • Letter of Undertaking required

      Personal Clients can borrow up to GHS 250,000; while Priority Clients can access up to GHS 350,000 * Ts & Cs apply.

      Anyone who works for a company with which Standard Chartered Bank has signed a Scheme Agreement to Salaried employees within our list of over 500 organisations.

      You need to earn a minimum net salary of GHS 1,000 in order to qualify for a loan.

      We require the following documentation in order to take out a personal loan:

      • Completed application form
      • IID – Important Information Document
      • Passport / Drivers Licence / National Identification Card / Voters ID
      • Most recent salary slip
      • Bank statements for the last 3 months

      Yes. In order to do this, you will go through the normal application process. In addition, we require a loan statement from the bank that holds your existing loan. Standard Chartered Bank will pay the outstanding amount directly to from the proceeds of your loan.

      Call Us

      Call our hotline for further information.

      0302 740100

      Email Us

      Please send us a message and we will be in touch as soon as possible.

      Email Us

      Locate Us

      Visit the branch that is nearest to you.

      Find a Branch
      Personal Unsecured Loan Personal unsecured loans to fullfill your dreams.

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