Gives you 24 hours unrestricted access to your funds 7 days a week 365 days in a year!
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  • Debit Card

    This will allow you to access cash at ATMs globally, 24 hours a day, 7 days a week. You can also use it to pay for goods and services instead of using cash anywhere in the world where Visa Cards are accepted.

  • Cheque Book

    Make payments and manage your finances with a convenient cheque book.

  • Free eStatements

    You receive free eStatements daily, weekly or monthly depending on your preference.

  • Mobile and Online Banking

    You can enjoy the most convenient way to check balances, transfer funds and pay bills. You can also do telegraphic transfers, request for a cheque book, order for a full statement and check the forex rates through online banking.


If you are a student, worker, a self-employed artisan this account is just for you.

This is a Current Account that gives you 24 hours unrestricted access to your funds 7 days a week 365 days in a year! It is basically operated via ATMs and remote channels such as Online and Mobile banking, which cut your time in the branch to a bare minimum.

Key benefits of the Access 247 account include:
  • Initial opening balance is GHS20.
  • No COT on balances.
  • Withdrawals are restricted to the ATMs Only [Unless there is a justification to use the branch]
  • 24 hour access to accounts via ATMs.
  • Free eStatement, Online Banking and E-Alerts on your account.
  • 24/7 access to your account information through Mobile Banking.

Terms and conditions apply.

How to Apply

    Documents Required
  • Minimum opening requirements for individual Current Accounts
    • Original / copy of National ID or valid passport
    • Proof of residence; either utility bill / tenancy agreement

Useful Information


Apply Online

Click here to sign up now.

Apply Now

Call Us

Call our hotline for further information.

0302 740100

Email Us

Please send us a message and we will be in touch as soon as possible.

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Locate Us

Visit the branch that is nearest to you.

Find a Branch »

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Diva Club

Ladies, join the DIVA club and enjoy a wide range of discounts on your shopping. Maintain a daily balance of GHC10,000 and enjoy up to 4% interest on your Current Account.

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Premium Current Account

Earn up to 4% interest on your current account and pay no COT by maintaining a minimum monthly average balance of GHC10k.

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Standard Current Account

Have a 24 hours unrestricted access to your funds 7 days a week 365 days in a year. A chequing account without a minimum operating balance.

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Foreign Accounts

Open an SCB Foreign Account and freely transfer money to and from abroad.

More details »
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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.