My Dream Account is a savings account that helps you build funds for your children.
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  • Debit Card

    This will allow you to access cash at ATMs globally, 24 hours a day, 7 days a week. You can also use it to pay for goods and services instead of using cash anywhere in the world where Visa Cards are accepted.

  • Cheque Book

    Make payments and manage your finances with a convenient cheque book.

  • Free eStatements

    You receive free eStatements daily, weekly or monthly depending on your preference.

  • Mobile and Online Banking

    You can enjoy the most convenient way to check balances, transfer funds and pay bills. You can also do telegraphic transfers, request for a cheque book, order for a full statement and check the forex rates through online banking.


At Standard Chartered Bank, we believe that nothing is more important than your children's big dreams. That is why we help you turn them into reality. My Dream Account is a savings account that helps you build funds for your children till he/she attains age 18 and takes over the operation of the account.


  • Very competitive interest rates calculated daily and credited monthly on a yearly basis.
  • No monthly service charge.
  • Minimum account opening amount GHS200.
  • Minimum monthly contribution by standing order is GHS20.
  • Minimum account maintenance balance is GHS100.
  • Maximum of 2 withdrawals per year.
  • No ATM card issued on this account.
  • Free eStatements, Online Banking and e-Alerts on your account.
  • Can be used as collateral for Overdrafts for the parents.

How to Apply

    Documents Required
  • Minimum opening requirements for individual Current Accounts
    • One passport size photograph.
    • Original / copy of National ID or valid passport.
    • Proof of residence; either utility bill / tenancy agreement.

Useful Information


Apply Online

Click here to sign up now.

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Call Us

Call our hotline for further information.

0302 740100

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Locate Us

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.