Unique Savings Account denominated in Ghanaian Cedis.
Sign Up Now


This is a unique Savings Account denominated in Ghanaian Cedis. It is targeted at business owners, self employed individuals, salaried workers etc who are above 18 years.

With this account you receive the following benefits:

  • Competitive interest rates, calculated daily, credited monthly on 365 basis.
  • No monthly service charge.
  • Multi-tiered Interest Rates apply [the higher your balance the higher your interest rate].
  • Maximum of 4 withdrawals over the counter per month.
  • No limits on the frequency of ATM withdrawals per month.
  • Enjoy a wide range of VISA Card Products [Gold, Platinum or Infinite].
  • 24 hour access to account through our nationwide ATMs.
  • Free E-Statement, Online Banking and E-Alerts on your account.
  • 24/7 access to account information through Mobile Banking.
  • Initial Account Opening Balance of GHS100.
  • Minimum Account Operating Balance of GHS100.
Savings Interest Rates
Band [GHS] Savings Plus Premium Savings My Dream Account
≤ 2,000 0.0% 0.0% 0.0%
2,000 - 5,000 0.5% 0.6% 0.6%
> 5,000 - 10,000 1.2% 1.5% 1.5%
> 10,000 - 50,000 1.5% 1.7% 1.7%
> 50,000 - 100,000 2.5% 2.7% 2.7%
> 100,00 - 500,000 4.0% 4.5% 4.5%
> 500,000 5.0% 5.5% 5.5%

How to Apply

    Documents Required
  • Minimum opening requirements for individual Current Accounts
    • One passport size photograph.
    • Original / copy of National ID or valid passport
    • Proof of residence; either utility bill / tenancy agreement

Useful Information


Apply Online

Click here to sign up now.

Apply Now

Call Us

Call our hotline for further information.

0302 740100

Email Us

Please send us a message and we will be in touch as soon as possible.

Email Us »

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

You might also be interested in

Fixed Deposits

At a certain age in life, you must not work harder, your money must. At SCB, we give you very high yielding Fixed Deposits and with the flexibility of accessing your funds same day you need it.

More details »
My Dream Account

Helping your wards realize their dream is your biggest Asset. Open an MDA for them and enjoy higher interest rates as your Savings grow.

More details »
Access 247

Have a 24 hours, 7 days a week free access to your funds and enjoy free e-banking platform.

More details »
Current Accounts

A chequing account with a flexible access to your funds everywhere in the world.

More details »
Back to Top

Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.