||Customers can enjoy first year annual fee waiver upon successful card application.
||Applicants must be holder of Hong Kong Identity Card.
||The Bank reserves the right to treat your Credit Card application for a certain card type(s) as application for another card type(s) and grant you the relevant type(s) of credit card as the Bank sees fit.
||Annual income requirement for Visa Platinum Card/Platinum MasterCard is HK$150,000; annual income requirement for UnionPay Platinum Card/Visa Gold Card/Titanium MasterCard is HK$60,000.
||The Bank reserves the right to pass this application to another group company of Standard Chartered Bank for applying for a card product made available by that other group company as the Bank sees fit.
||The Bank may adjust the credit limit of or cancel any of your credit cards issued by the Bank in connection with your application, its approval or any subsequent application or approval, if any as we deem it necessary.
||If you apply for multiple credit cards in this application form and the Bank rejects any one of the applications made, the Bank reserves the right to cease processing the remaining applications without further notice.
||With effect from 18 November 2013, you may, at any time without charge, choose not to have any temporary credit limit extension for your card. If you do not indicate your rejection on the temporary credit limit extension service (if applicable), you will be deemed to have given your consent to the Bank to grant the temporary credit limit extension service to your credit card(s). An Overlimit Charge is payable upon the outstanding balance debited in your card account over your granted credit limit in each credit card statement cycle.
Over-the-limit transactions can still happen even if you have opted-out from the temporary credit limit extension service and thus Overlimit Charge may be chargeable. The over-the-limit transactions includes Octopus automatic add-value service, autopay, late posting of a transaction due to the mode of spending (such as online purchase and overseas purchase with foreign currency chosen as the settling currency), and stand-in authorization waited to be run overnight. For enquiry on the above arrangement and the current Overlimit Charge, please feel free to contact our 24-hour Customer Service Hotline at 2886 4111.
||Terms and Conditions apply for credit card application.