A wealthy business may or may not be a healthy one without sufficient cash flow to meet its future needs, such as financing for purchases and meeting overhead.


Take control over your business cash flow by constantly looking into credit controls, payments and procedures for billing, cash collection and purchasing in order to boost operational capability and the success of your business.

Working Capital Solutions:

Smart Business BonusPack

Linking up the Smart Business BonusPack with other bank accounts lets you enjoy greater flexibility in your cash flow and improve your capital efficiency. You can even save up to 10% on your interest expense. Read more »

Cash Management

Managing your company's cash flow can be complex and time-consuming, yet important. Standard Chartered, the right business partner for small-to-medium sized enterprises (SMEs), provides you with comprehensive Cash Management Services to let you better manage your company's cash flow with greater convenience and more efficiency anytime, anywhere. Read more »

Trade Services

To capture the myriad of opportunities that exist in both the domestic and international business communities, an efficient and reliable partner is essential. Standard Chartered, the right business partner for small-to-medium sized enterprises (SMEs), understands this and provides a spectrum of professional Trade Services to help you capitalize on these opportunities. Read more »

SME Financing Guarantee Scheme

As one of the participating banks of the HKMC's "SME Financing Guarantee Programme", we are pleased to provide you with comprehensive financing solutions that suit your business plans with no hassles, so you can capture your every business opportunity, easily. Read more »

SME Loan Guarantee Scheme (SGS)

Standard Chartered is always your Right Partner helping you to drive your business toward success. In addition to enhanced services, we are pleased to bring you a full range of remarkable upgraded privileges to let you fully benefit from the Government's "SME Loan Guarantee Programme ("SGP")". Read more »

Payroll & Employee Services

Standard Chartered, as your business partner, wants to help you manage your business more efficiently. That's why we provide you with simplified Payroll Services to easily manage payroll, tax reporting and MPF calculations and contributions. Read more »

Customized Solutions:

Business Advance

Standard Chartered is proud to introduce Business Advance for small-to-medium enterprises, giving you access to short, medium and long-term funding for both today's overhead, and tomorrow's growth. Read more »

International Trade Account

Standard Chartered is always dedicated to providing your company with a one-stop banking solution. Our International Trade Account offers customers in the trading and manufacturing industries a comprehensive range of services. Read more »



Standard Chartered's Straight2Bank is a fully integrated internet banking service for all your transaction, hedging and information needs. It offers a customisable suite of online tools that not only enables efficient cash flow management, but also frees up your time in order to seek new growth opportunities and build a more successful business. Read more »

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.