Cash is the lifeblood of all businesses. A healthy Cash Flow is the top priority for all profitable businesses to survive. Proactively managing collections and receivables not only speeds up the Cash Flow cycle, it also increases turnover and makes your business more profitable.

At Standard Chartered, we have a complete suite of Cash Management solutions which could help your business grow.

Key Cash Management Services at a glance:

  • Current Account

    You may operate the account at the ease of a cheque book. Plus, get access to your accounts 24 hours a day with your international ATM card and Phone Banking Services. What's more, the consolidated statement for your record.

  • Savings Account

    You can earn interests from your operating cash and enjoy the convenience of account access 24 hours a day with your international ATM card and Phone Banking Services.

  • Time Deposits

    You can grow your surplus funds at a rate of return higher than savings account. You can access and manage your accounts 24 hours a day with the convenience of Phone Banking Services and consolidated statement.
    Daily Preferential Deposit Rates

  • Consolidated Statement

  • Payment Services

    Our payment solutions can help to reduce your overall processing costs – for domestic and global payments – saving you time and money while providing a value-added service to your suppliers. This will eliminate many manual tasks involved in making payments, allowing you and your staff to spend more time focusing on your core business needs

    • Payment automation & outsourcing – managing payments in bulk and in control
    • Online FX payments – online FX quotes to increase transparency on your vendor payments
    • Automatic payee advice – reduce follow up calls after vendor settlement
    • Payroll management – taking care of both employers and employees
  • Collection Services

    Our collection services enable you to meet your objectives of reducing costs and increasing efficiency and profitability through better receivables management and risk management

    • Electronic funds transfer – receiving funds on a timely basis locally and internationally
    • Credit Card Merchant collection –efficient electronic payment channel
    • Bulk cheque & cash collection – reducing manual work to minimal
    • Virtual Account – a value-added solution streamlining banking reconciliation and invoice-matching
  • Liquidity Management

    We understand the key challenges you face in effectively managing your cash. From improving account visibility and control to managing risk and information, we recognise your concerns and address them through a virtuous cycle of optimising liquidity. We can help you to deploy liquidity management techniques and improve working capital efficiency, etc

    • Sophisticated Account Structure – catering complex account structure requirements
    • Sweeping & Pooling – concentrating funds for better financial management
    • Interest Optimisation – maximising yield from your liquidity

You might also be interested in

SME Loan Guarantee Scheme

We offer many privileges enabling you to benefit from the Government's SME Loan Guarantee Scheme.

Learn more »
Business Advance

Standard Chartered Business Advance gives small-to-medium enterprises access to short, medium and long-term funding for both today's financial needs as well as tomorrow's growth.

Learn more »
SME Financing Guarantee Scheme

As a participating bank in the HKMC's scheme, we are pleased to provide you with comprehensive financing solutions that suit your business plans with no hassles.

Learn more »
International Trade Account

Customers in the trading and manufacturing industries benefit from the efficiency of comprehensive banking services along with expertise that helps you achieve your business goals.

Learn more »

Credit card application

Choose your card type:

UnionPay Dual Currency
Platinum Credit Card
  Platinum Credit Card
    Platinum MasterCard Visa Platinum Card

Welcome gift:

    Important notes
  1. At the time of credit card approval, Principal Card applicants who currently hold or in the past 6 months have cancelled any Principal Card of Standard Chartered or MANHATTAN Credit Card are not eligible for Online Application Welcome Gift.
  2. To be eligible for the 2 Concert Tickets, the applied credit card(s) must be approved on or before 19 July 2013. New Customers have to fulfil specific spending requirement as stated above within the first 2 months from the date of card issuance. Principal Card applicants who apply for more than one credit card under this application have to fulfil the spending requirement with one of the newly approved credit cards.
  3. If the New Customers who have received the Concert Tickets fail to fulfil the specific spending requirement, Standard Chartered Bank (Hong Kong) Limited will charge the Cardholder a handling fee of HK$800.
  4. Principal Card applicant who successfully applies for more than one credit card will be entitled to Online Application Welcome Gift once only.
  5. Terms and conditions apply for Online Application Welcome Gift, please click here for details.
#For the calculation of the eligibility for the Online Application Welcome Gift of Standard Chartered UnionPay Dual Currency Platinum Credit Card, every CNY1 spent will be calculated as HK$1.

You're about to leave our website

This is to inform that by clicking on the hyperlink, you will be leaving and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting

Proceed to third party website


This hyperlink will bring to you to another website on the Internet, which is published and operated by a third party.

The hyperlink is provided for your convenience and presented for information purposes only. The provision of the hyperlink does not constitute endorsement, recommendation, approval, warranty or representation, express or implied, by Standard Chartered Bank (Hong Kong) Limited or any member of Standard Chartered Group ( the "Bank") or any third party or the hypertext link, product, service or information contained or available therein.

The Bank does not have any control (editorial or otherwise) over the linked third party website and is not in any way responsible for the contents available therein. You use or follow this link at your own risk. To the extent permissible by law, the Bank shall not be responsible for any damage or losses incurred or suffered by you arising out of or in connection with your use of the link.

Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the terms of use and privacy policies of the third party website that you are going to visit.


System Maintenance Notice

March 13th 2015

We are upgrading our system to serve you better.

- ibanking estatement will not be available from 15th March 2015 2:00 AM to 4:00 AM (+8 GMT)
Apologies for any inconvenience caused