Online Member-Get-Member Referral Program

From now till 28 February 2018, New Cardholders+ who have successfully applied for Standard Chartered Simply Cash Visa Card (“ Simply Cash Visa Card”) via a friend’s referral* and fulfilled relevant requirements can enjoy the following offers:

Prevailing Welcome Offer


Referee+ Offer:HK$300 CashBack

Apply Now

+Must be new cardholders who currently do not hold and in the past 6 months have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card from the date of approval of the Standard Chartered Simply Cash Visa Card.

*Must have a valid referral number stated in the application form.

All the above information is for reference only.

Terms and Conditions apply to the Online Application Welcome Offer, please click here for details.

Terms and Conditions apply to the referee+ offer, please click here for details.

Remark: Annualised Percentage Rate (“APR”) for retail purchase is 33.41%; annual fee is HK$1,800. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate.

Key Features

Card Rewards1

You can earn up to 2% unlimited CashBack all year-round. The more you spend, the more you earn.

  • 1.5% CashBack for spending in local currency

  • 2% CashBack for spending in foreign currencies
Perpetual Annual Fee Waiver For Selected Clients
  • Cardholders will be entitled to first year annual fee waiver upon successful card application

  • If you are a Priority Banking/Premium/Bonus Payroll Account client, you can enjoy perpetual annual fee waiver for your principal card

Other Privileges & Features

Visa Signature Dining Privileges2
Merchants Offers
Hyatt Regency Hong Kong, Tsim Sha Tsui
  • 12% off lunch buffet at Cafe from Monday to Thursday
The Mira Hong Kong
  • 15% off food and beverages at Cuisine Cuisine, WHISK, Yamm, Room One and COCO
The Excelsior, Hong Kong3
  • Buy-1-get-1-free for designated dinner set at ToTT’s and Roof Terrace from Monday to Saturday
Visa payWave
  • Enjoy fast and secure payments with Visa payWave feature

Learn More »

Year-round Offer
  • Enjoy dining, shopping and lifestyle offers from Standard Chartered all year-round

Learn More »

Online Redemption Platform
  • With your accumulated CashBack, you can choose to redeem cash and credit into your card account via the 360° Rewards Redemption Platform. The minimum threshold for each cash redemption is HK$50 per account

  • Alternatively, you can enjoy the flexibility and maximise the value of your CashBack to redeem a wide range of extra value offers including shopping vouchers, digital items, travel & lifestyle accessories and home & family merchandise

To borrow or not to borrow? Borrow only if you can repay!


  1. Please click here for Standard Chartered Simply Cash Visa Card Rewards Scheme Terms and Conditions and Standard Chartered Simply Cash Visa Card Terms and Conditions.
  2. Quota applies. Offers are not applicable on public holidays or blackout dates, please check with the respective merchants for details. Offers are provided by the respective merchants. The Bank is not responsible for any disputes arising from those offers. Terms and conditions apply. Offer cannot be used in conjunction with other promotional offers. For details, please refer to Visa Signature website. The offers are valid till 31 December 2017.
  3. For buy-1-get-1-free offer, the value of the free meal set should be the same or lower than the value of the paid meal set. Online reservation and prepayment must be made through www.buys.hk/best-offers two days in advance.

Apply Online

Click here to sign up now.

Apply Now

There is no minimum spending requirement for welcome offer with details as follows:

100% CashBack

New Cardholders can enjoy 100% CashBack1 on Eligible Transactions2 (based on the transaction date) made with the newly approved Simply Cash Visa Card within the first 2 months from the date of card issuance, subject to a maximum of HK$1,000 CashBack.


Eligible Transactions Earn Rate CashBack Earned
HK$500 HK$500 x 100% HK$ 500
HK$ 1,000 HK$ 1,000 x 100% HK$ 1,000

0% APR

  • During the first 5 months from the date of issuance of the newly approved Simply Cash Visa Card, Retail Purchases3, bill payment and Octopus Automatic Add Value Services posted to New Cardholders’ card accounts will be charged at 0% Annualised Percentage Rate (“APR”).
  • New Cardholders are required to settle minimum payment by payment due date every month.


  1. CashBack to be rewarded under 100% CashBack offer includes the portion earned from the Standard Chartered Simply Cash Visa Card Rewards Scheme.
  2. Eligible transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase.
  3. "Retail Purchases" means local and overseas retail transactions, online purchase or posted amount of instalment purchase but not applicable without limitation to cash advance, interest, fees and charges, balance transfer schemes, statement instalment plans, Instalment Credit Program, Credit-to-Cash Preferential Annual Rate Program.

Please click here for the details of Online Application Welcome Offer.

Total No. of Successful Referral CashBack Earned
Basic Offer Top-up Offer Total
2 HK$300 X 2 - HK$600
5 HK$300 X 5 HK$2,500 HK$4,000
10 HK$300 X 10 HK$5,000 HK$8,000
15 HK$300 X 15 HK$5,000 HK$9,500