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Earn HKD300 CashBack for each successful referral and a chance for an extra HK$8,000 CashBack for 5 or more successful referrals!

Smart Credit Card Referral Programme

Register now to get the referral number (start from “HKR1685”). Share your referral number and designated link to your friend+ to apply for a Smart Card.

Referee Offer – extra HK$300 CashBack

  • Extra HKD300 CashBack (without spending requirement)
  • Prevailing welcome offer of up to HKD1,200 CashBack for referee (Details)
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Do not have a Standard Chartered Smart Credit Card?

Apply now and refer your friends to enjoy referrer offer.

+ The referees must be new cardholders who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHANTTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current application for a principal card.

^ Standard Chartered Bank (Hong Kong) Limited is not allowed to disclose others’ card application status or approval result.

Terms and conditions

To borrow or not to borrow? Borrow only if you can repay!