Apply for Standard Chartered Credit Card(s) through online channel to enjoy fabulous welcome offers.
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Fascinating Welcome Offers

UnionPay dual currency platinum credit card AND
Platinum credit card

From 1 July to 30 September 2017, New Cardholders+ who have successfully applied for designated Standard Chartered Credit Cards through online channel and fulfilled respective requirements can enjoy one of the following welcome offers:

  • Rasonic Multi Hot Plate (Aqua)
    Reference retail price: HK$898


    HK$100 Supermarket
    Shopping Voucher

    View Details

  • 6 pieces of
    The Grand Movie Voucher


    HK$100 Supermarket
    Shopping Voucher

    View Details

  • HK$800 Shopping Voucher

    View Details


Apply Now


UnionPay dual currency platinum credit card

From 1 July to 30 September 2017, New Cardholders+ who have successfully applied for Standard Chartered UnionPay dual currency platinum credit card through online channel and fulfilled respective requirements can enjoy the following welcome offer:


HK$600 Shopping Voucher

+New Cardholders are applicants who currently do not hold and in the past 6 months have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card from the date of credit card approval.

All pictures and information are for reference only.

Other Terms and Conditions apply for the Online Application Welcome Offer. Please click here for details.

Remark: Annualised Percentage Rate (“APR”) for retail purchase is 33.41%; annual fee is HK$1,800. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate.


Transactions made in Mainland China will be posted to your CNY account and you can choose to repay either in CNY or HKD. Transactions made in Hong Kong and overseas will be posted to your HKD account and be repaid in HKD.

Dual Currency Credit Card

  HKD Account CNY Account
Payment Options Settle Payment in HKD Settle Payment in CNY Settle Payment in HKD
Autopay tick image tick image tick image
ATM tick image tick image
Phone Banking tick image tick image
Cheque+ tick image tick image tick image
Cash deposit machine tick image tick image
(merchant code: 21)
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Online Banking tick image tick image tick image

  1. Customers must make repayment to the outstanding balance of the HKD and CNY accounts separately. Amounts overpaid to one account will not be credited to the other account.
  2. Owing to fluctuations in exchange rates, customers are advised to check the CNY reference exchange rate at You may consider paying 5% in excess of your outstanding amount as a buffer to avoid any interest incurred due to a shortfall arising from exchange rate fluctuation.
+HKD and CNY balances should be repaid in two separate cheques and marked clearly with "HKD account" or "CNY account" with the respective account number on the back of cheques.

How It Works

Tips for Using Our Dual Currency Credit Card
  • Activate your Card with your HKD account number to enjoy the spending privileges.
  • You can use your HKD account number to enquire for both HKD and CNY account details.
  • No additional PIN is required upon making transactions. If you are asked to enter a PIN, you are advised to say "NO" or just input 6 digits of "0" and press "Enter".
  • The consolidated statement will show the detailed transaction records including statement balance, minimum payment amount and Rewards Points summary of your HKD and CNY accounts respectively.

consolidate statement


  1. The minimum annual income requirement:
    • HK$96,000


1. Enjoy up to 12X Rewards Points on all csl shop, local supermarket, department store and convenient store transactions

From now until 31 December 2017, spend with your UnionPay Dual Currency Platinum credit card to enjoy up to 12X Rewards Points by making eligible transaction at csl shops, local supermarkets, department stores and convenient store, which allow you to redeem your choice of gifts, coupons and mileage faster!

Learn More »

2. 2X 360° Rewards Points for overseas spending

From now till 31 December 2017, Standard Chartered UnionPay Dual Currency Platinum Credit Cardholders can earn 2X 360° Rewards Points for overseas spending. No registration is required. You can enjoy the rewards when you travel around the world.

Learn More »

3. Local Airport Limousine Service

From now until 31 December 2017, you can enjoy local airport limousine service at the exclusive rate of HK$250 per trip.

Remarks: The above offer is subject to the relevant terms and conditions. For details, please refer to online promotional materials.

Learn More »

4. Premium Concierge Service

From now until 31 December 2017, enjoy an exclusive set of benefits including global travel, medical assistance and 24-hour concierge service wherever you go.

Remarks: The above services are provided by Aspire Lifestyles. Any third party expenses shall be borne by the cardholder. Aspire Lifestyles can assist you to settle the expenses on your behalf with the third party. The medical-related service is purely rendered on a referral and/or arrangement basis only and does not constitute an insurance policy or agreement.

Learn More »

To borrow or not to borrow? Borrow only if you can repay!

Call Us

Call our hotline for further information.

2888 9338

Apply Online

Click here to sign up now.

Apply Now

Integrated Deposits Account Online Welcome Offer

Apply online to enjoy up to HKD300 cash rebate online welcome offer and free online interbank fund transfer service!

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.