Apply via SC Mobile App
For new and existing clients
Other Application Methods
For Existing clients
Apply via Online Banking
Up to 3.5% p.a. savings rate
Hong Kong Disneyland 20th Anniversary gift and staycation package
Monthly lucky draw for a range of HK Disneyland privileges
From now till 15 November 2025 (“Promotion Period”), open a Marathon Savings Account (“MSA”) and enjoy the following high interest savings rate from account opening date till 21 April 2026 (“Bonus Period”) with step-up interest rate in different phases. HKD and USD are available for selection.
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CURRENCY
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FROM ACCOUNT OPENING DATE TO 1 JAN 2026
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2 JAN TO 1 MAR 2026
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2 MAR TO 21 APR 2026
|
|---|---|---|---|
| HKD | 2.4% p.a. | 2.6% p.a. | 2.8% p.a. |
| USD | 3.2% p.a. | 3.4% p.a. | 3.5% p.a. |
Maintain below required balance in the MSA until 21 Apr 2026:
* Style will be randomly assigned and cannot be selected.
20 prizes in total and 10 winners for each prize.
Refer a friend* to open a MSA with HKD500,000 new funds via SC Mobile App and maintain it until 21 Apr 2026.
*Refer to clients who have not opened a MSA with the Bank in the past 12 months from the date of opening their current MSA.
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CLIENT TYPE
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DEPOSIT BALANCE IN THE MSA AS OF THE END OF BONUS PERIOD
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20TH ANNIVERSARY CARD CHARM
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STAYCATION PACKAGE
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LUCKY DRAW CHANCE(S)
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|---|---|---|---|---|
| New clients | HKD200,000 | ✓ One pack* | – | – |
| HKD1,000,000 | ✓ One set with 4 packs | – | ✓ One lucky draw chance | |
| HKD2,000,000 | ✓ One set with 4 packs | ✓ One staycation package | ✓ Two lucky draw chances | |
| Existing clients (who sign up as New Payroll client during the promotion period) |
HKD200,000 | ✓ One pack* | – | – |
| HKD1,000,000 | ✓ One set with 4 packs | – | ✓ One lucky draw chance | |
| HKD2,000,000 | ✓ One set with 4 packs | ✓ One staycation package | ✓ Two lucky draw chances | |
| Existing clients (who are existing Payroll and non-Payroll client ) |
HKD200,000 | ✓ One pack* | – | – |
| HKD1,000,000 | ✓ One set with 4 packs | – | ✓ One lucky draw chance | |
| HKD2,000,000 | ✓ One set with 4 packs | – | ✓ Two lucky draw chances |
* Style will be randomly assigned and cannot be selected.
Risk Disclosure Statement for Foreign Exchange:
The deposit requirements to enjoy the high yield Marathon Savings Account interest rate is depending on the account opening channel and currency. The minimum and maximum opening balances are as follows:
| Account opening channel | Minimum opening balance | Maximum opening balance |
| Online Banking/SC Mobile App | HKD10,000/USD2,000 | HKD10,000,000/USD1,300,000 |
| Branch/MyRM platform | HKD100,000/USD13,000 |
Clients can enjoy higher savings interest rate rather than board rate of ordinary savings accounts as long as they open a high yield Marathon Savings Account with new funds during the promotion period.
Opening a high yield Marathon Savings Account is completely free. You only need to deposit HKD10,000 or USD2,000 in new funds to open the account online and start earning interest right away!
You may only deposit New Funds to the Marathon Savings Account (“MSA”) at the time of sign up. No further deposit of funds to the MSA after the sign-up date and during Bonus Period will be allowed.