Disclaimer

IMPORTANT:

THIS ARCHIVE CONTAINS HISTORICAL DOCUMENTS WHICH MAY BE ISSUED BEFORE 1 JULY 2009. THESE DOCUMENTS ARE ONLY MADE AVAILABLE FOR HISTORICAL / EDUCATIONAL INFORMATION PURPOSE ONLY AND ARE NOT USED OR INTENDED TO BE USED FOR INVITING THE PUBLIC TO INVEST IN ANY FUNDS OR SECURITIES CONCERNED. INVESTORS SHOULD NOT RELY ON THESE DOCUMENTS IN MAKING ANY INVESTMENT DECISIONS. INVESTORS ARE ADVISED TO REFER TO THE UPDATED DOCUMENTS OF THE PLAN.

Third party information
This archive may contain materials relating to the underlying funds which have been provided by managers of the underlying funds. These materials may have been issued before the Advertising Guidelines Applicable to Collective Investment Schemes Authorized under the Product Codes (2008) took effect. These materials are not prepared by Standard Chartered Bank (Hong Kong) Limited and are made available for your convenience only.

IMPORTANT

  • The Standard Chartered Provident Plan allows employers to establish a scheme. The fund(s) of each scheme will invest in underlying fund(s) that primarily invests in equities, money market securities and/or bonds, each with a different risk profile.
  • Underlying funds which invest in debt securities rated below investment grade may be subject to higher credit and counterparty risks than underlying funds investing in debt securities of higher credit ratings.
  • Underlying funds which invest in emerging markets or in small capitalization companies may be subject to higher liquidity and volatility risks and underlying funds which invest in a particular market or sector may be subject to a higher concentration risk than funds following a more diversified policy;
  • You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the fund(s) most suitable for you taking into account your circumstances.
  • Members may be granted the choice to direct the investment of contributions. If member choice is available and a new Member fails to make any investment choices, the relevant invested amounts will be invested into the default fund which is currently Schroder HK Money Market Fund (SCPP). If member choice becomes available to an existing Member, a member failing to make any investment choices will result in the relevant invested amounts being invested according to the existing investment mandate. In either case, such investment may not necessarily be suitable for you.
  • You should not invest base on this web site alone and should read the Explanatory Memorandum for further details including fees, charges and risk factors.
I Agree I Disagree